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Job Overview



Job Role

Credit Manager

Gender preferred

No Preferences

Functional Area

BFSI (Credit & Risk)

Career Level

Qualified Professional - Experienced

Work preferred

Work from Office


Min Experience

1 Years

Max Experience

5 Years



Any Graduation

Post Graduation

CA - Qualified, MBA/PGDM


Key Responsibilities:-

  • Lead the credit team in the location to manage the credit underwriting process, by ensuring adherence to the standard process, turnaround time and decision consistency
  • Ensuring the quality of proposals and credit underwriting to minimize delinquency and build portfolio of expected quality.
  • Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions.
  • Improve the process efficiency and risk management system by being a part of various new initiatives and projects
  • Conduct strategic planning and execute project management in the assigned location
  • Conduct data analytics, portfolio management and implement corrective measures based on the data provided by BIU team.
  • Coordinate with the internal audit team for the concurrent audit & IAD audit
  • Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives
  • Maintain the Customer escalations within the desired levels for the location
  • Share information and feedback about the policies, market factors and local practices to the central team to support policy development and review
  • Ensure timely completion of key deliverables and adherence to processes and policy by the team
  • Motivate and direct the underwriting team through feedback and grooming to help them perform as per expectation
  • Recognize the key performers and create their career progression plan
  • Provide regular updates on all key activities to regional manager
  • Conduct manpower planning and ensure staffing requirements are met.


  • CA/ MBA (finance) from a recognized institute with relavant experience.
  • Knowledge of credit, industry and product trends.
  • Knowledge of regulatory guidelines and norms.


Chartered Accountant(CA) MBA (finance)Credit ManagementPortfolio ManagementRisk ManagementData AnalyticsAudit

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