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Job Overview

Category

MCOM/BCOM

Job Role

Credit Research

Gender preferred

No Preferences

Functional Area

Career Level

Qualified Professional - Experienced

Work preferred

Work from Office

Experience

Min Experience

1 Years

Max Experience

5 Years

Qualification

Graduation

B.Com

Post Graduation

M.Com

Description

Responsibilities:-

  • Ensure the highest levels of service both internal and external customers, and with an objective of protecting the interests of the bank at all times
  • Checking of the security documents and recommending changes in HUB limits, etc. based on review / completion of necessary documentation; while ensuring adherence to pre-disbursal comments.
  • Ensure Security Creation and perfection.
  • Track CARM approval comments / conditions and following up with the business on due dates.
  • Monitoring credit limits
  • Agreed upon SLAs to be met and monitored at regular intervals.
  • Improve turnaround times and reduce costs and error rates.
  • Ensure compliance with regulatory and internal guidelines.
  • Provide need based and time sensitive MIS.
  • To ensure proper Housekeeping.

Qualification:-

  • Minimum Bachelor’s degree / Graduation or as required for the role, whichever is higher
  • The job holder must have knowledge and experience of having worked within Credit Services and be able to deal in a complex legal environment and Indian regulations.
  • Knowledge of all aspects of Commercial Banking with a background in Corporate Banking / Trade Finance / Credit Operations / Administration.
  • Knowledge of Group Credit systems, policies and procedures.
  • Knowledge of local laws and regulations.
  • Good Analytical skills to analyze information received.
  • Good verbal and written communication skills.

Skills

Finance and AccountsCredit RiskCredit AnalysisMISCredit ControlCredit ManagementM.ComB.ComPowerPointWord

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