Responsibilities:-

• Credit Appraisal:- Ensure all loan application is appraised as per credit policy and within applicable TAT. Meeting the customer for approval is also required
• Collection:- Need to monitor collection as per repayment schedule from customers. Collection is done by Branch team
• Credit Policy:- Manage the changes in Credit policy as per market requirement to maintain healthy portfolio quality
• Training:- Training branch credit team regularly on credit policy and improvement areas.
• Risk Mitigation:- Identify and analyze risks (economic, social, political, etc) related to broader loan portfolio; ensure portfolio diversification and quality across activities and Area.

Behavioral competencies:-
·        Ability to effectively communicate with the public
·        Good analytic skills, judgment and ability to make independent decisions informed by both quantitative and qualitative data (including informal feedback from stakeholders and non-business context: socio-political-religious environmental factors)
·        Ability to work with minimal direction. Self-starter
·        Good interpersonal, relationship management, customer service, and rapport building skills.
·        Good leadership and people management skills, with ability to manage people both directly and indirectly at multiple levels and remotely
·        Ability to prioritize, multi-task, delegate, and proactively resolve problems

Kindly share your CV Abhishek.ranjan@vistaarfinance.com

Skills

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