Job Description
| RC - Cards Credit Officer - NPC | |||||
| INTERNAL USAGE: | |||||
| No. of Vacancies: | Reports to: | Manager | |||
| Is a Team leader | N | Team Size: | NA | ||
| Grade: | AM/DM/M | ||||
| Business: | Underwriting
| Department: | Retail Credit | Sub-Department: | Centralized underwriting |
| Location: | Mumbai/Noida/Hyderabad/Bangalore/Chennai | ||||
| About Retail Credit | |||||
| The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes | |||||
| AbouttheRole | |||||
| The Cards Credit underwriting officer manages core underwriting for credit card, Underwriting will be for different channels like affluent , retail , partnership , secured products etc . | |||||
| Key Responsibilities | |||||
Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year. Turn around time (TAT) from Login to Sanction - Login to Sanction for all products as confirmed. Early Warning Signal- Location wise FPD for term Loans - Location-wise FPD % for Business Loan as confirmed. Audit & Compliance, Basis Internal & Concurrent audit conducted & Report submitted. - Based on Internal & Concurrent audit conducted & Report submitted Training, Process improvement, Special assignment, support provided to Existing CPC, policy feedback, vendor management, participation in pilot runs/testing etc. Feedback from CO team & Zonal Credit Manager/National Credit Manager - Job enrichment & Training initiative, Support to new locations & products. Feedback from Head Credit - & Other stake holders will be the source. Stakeholder management | |||||
| Qualifications | |||||
Graduate / Post- Graduation (MBA/ CA preferred) Fresher or Experience in retail credit | |||||
| Role Proficiencies: | |||||
For successful execution of the job, the candidate should possess: Knowledge of credit, industry and product trends Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language |
Skills
Credit AppraisalRetail CreditUnderwritingCaCredit ManagerCredit OfficerIf an employer asks you to pay any kind of fee, please notify us immediately. Jobaaj does not charge any fee from the applicants and we do not allow other companies also to do so.
About Company
Axis Bank, one of India's leading private sector banks, is recognized for its innovative financial solutions and customer-centric approach. With a strong presence spanning across retail, corporate, and institutional banking, Axis Bank offers a comprehensive range of products and services tailored to meet the diverse needs of its customers. Committed to leveraging technology to enhance banking experiences, Axis Bank provides convenient digital banking platforms and cutting-edge financial tools. With a focus on transparency, integrity, and customer satisfaction, Axis Bank continues to be a trusted partner for individuals and businesses alike. Explore exciting career opportunities with Axis Bank, where talent is nurtured, and aspirations are realized in shaping the future of banking in India.
Important dates & deadlines?
Application Deadline
03 Apr 26, 01:52 PM IST
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RC - Cards Credit Officer - NPC
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