Job Description
| RC - Credit Officer - B2B - Rural Credit | |||||
| INTERNAL USAGE: | |||||
| No. of Vacancies: | Reports to: | Regional Credit Manager | |||
| Is a Team leader | N | Team Size: | NA | ||
| Grade: | |||||
| Corporate Center | Department: | Retail Credit | Sub-Department: | Rural Credit |
| Location: | |||||
| About Rural Credit | |||||
| Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor Women under Joint Liability Group. | |||||
| AbouttheRole | |||||
| The Credit Officer manage the credit activities and processes the proposals of Rural Credit vertical for the designated Credit Areas and ensures adherence to the processes designed by the bank. | |||||
| Key Responsibilities | |||||
Preparation of the credit proposals by providing quick insight as a part of the sanctioning authority and by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality. Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives Ensure timely completion of key deliverables, audit queries and adherence to the rural credit policy/ scheme | |||||
| Qualifications Desired | |||||
| Graduation/ Post- Graduation / Post Graduate in Agri business Management (MBA/ CA preferred) from a recognized institute. | |||||
| Role Proficiencies: | |||||
Knowledge of credit, preferably Working Capital Loans and Loans to MSME and product trends Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language |
Skills
Credit AppraisalRetail CreditCaCredit ManagerCredit OfficerIf an employer asks you to pay any kind of fee, please notify us immediately. Jobaaj does not charge any fee from the applicants and we do not allow other companies also to do so.
About Company
Axis Bank, one of India's leading private sector banks, is recognized for its innovative financial solutions and customer-centric approach. With a strong presence spanning across retail, corporate, and institutional banking, Axis Bank offers a comprehensive range of products and services tailored to meet the diverse needs of its customers. Committed to leveraging technology to enhance banking experiences, Axis Bank provides convenient digital banking platforms and cutting-edge financial tools. With a focus on transparency, integrity, and customer satisfaction, Axis Bank continues to be a trusted partner for individuals and businesses alike. Explore exciting career opportunities with Axis Bank, where talent is nurtured, and aspirations are realized in shaping the future of banking in India.
Important dates & deadlines?
Application Deadline
03 Apr 26, 01:52 PM IST
Similar Jobs
View All
Don't Miss out any Updates
Subscribe now for the latest job alerts
and never miss an update
RC - Credit Officer - B2B - Rural Credit
Share with
