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Job Overview

Functional Area


Work preferred

Work from Office


Min Experience

2 Years

Max Experience

5 Years


Every career journey is personal. Thats why we empower you with the tools and support to create your own success story.

Be challenged. Be heard. Be valued. Be you ... be here.

Job Summary

This role is responsible for budgeting, forecasting, OpEx analysis and financial reporting. The role will apply analytical rigor to financial data, prepare meaningful analysis, and generate financial dashboards with necessary commentary and insights. The role will require to presentation of information in a concise, relevant format to senior management to enable their decision making. Candidate should be able to produce high quality work within tight time-frames and be comfortable in a fast-paced, dynamic environment.

Job Description

Essential Job Functions

Financial forecasting, budgeting, reporting and analysis: Supports monthly forecast for revenue, sales & OpEx functions. The role will also support the annual budget exercise for revenue, sales & OpEx functions. Works closely with the larger finance team and ensure timely and accurate submission of forecasts, budgets and other reports. Supports preparation for budgeting exercise like data gathering from business, analysis of past trends etc. The role will be required to analyze and report on actuals and variances with appropriate commentary. The role will support preparation of standard reporting packages.

Project Support: Helps complete monthly department scorecards, variance analysis with commentary and insights. Monitor and report on financial projects. Clear and concise comments on variance to baseline / business case. Support updating of monthly reporting packs. Use database tools to spool necessary information for reporting and analysis.

Stakeholder management: Works closely within the department and works cross-functionally to produce reports in a timely, high-quality and insightful manner. Works cross-functionally and collaborate to gain knowledge and insights of volume related activities. Maintains communication with business partners to stay in front of activities with a forecast impact. Builds effective relationships within the team and all levels of the organization.

Soft Skills: Quick learner and a good team player.

Reports to: Lead or above

Working Conditions/ Physical Requirements: Normal office environment, some travel may be required.

Direct Reports: None

Minimum Qualifications: Degree Required: Bachelor’s Degree in Finance, Accounting, commerce or equivalent.

Area of Study: Business Finance, Accounting

Years of Work Experience Required: 2 to 5 years of experience

Type / focus of work experience required: Candidate should have worked in a global role with strong financial domain knowledge. Should have experience in financial analysis and MIS reporting.

Preferred Qualifications: Degree Preferred: MBA

Area of Study: Business Finance, Accounting

Years of Work Experience Preferred: 2 to 5 years of relevant experience.

Type / focus of work experience preferred: Business finance and MIS reporting.

Education Requirements

Bachelor’s Degree (Required), Master’s Degree


Work Experience

Two or more years


Financial Planning and Analysis (FP&A), Hyperion Essbase, Planning Budgeting And Forecasting (PBF)

About Bread Financial

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be a part of our award-winning culture. We’ve been consistently recognized as a best place to work in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive product suite, including private label and co-brand credit cards, installment lending, and buy now, pay later (BNPL). Bread Financial also offers direct-to-consumer solutions that give customers more access, choice and freedom through its branded Bread Cashback American Express® Credit Card and Bread Savings products.

Headquartered in Columbus, Ohio, Bread Financial is powered by its 7,500+ global associates and is committed to sustainable business practices.

  • All job offers are contingent upon successful completion of credit and background checks.
  • Bread Financial is an Equal Opportunity Employer.

Job Family

Finance,Accounting and Banking

Job Type



AccountingBudgetingBudgeting And ForecastingBusiness FinanceFinanceFinancial AnalysisFinancial AnalystFinancial ReportingFinancial ServicesForecastingMis ReportingSalesVariance AnalysisHyperionHyperion EssbaseMisOpex AnalysisRevenueAnalysisLendingQuick LearnerBusiness Case