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Job Overview

Functional Area


Work preferred

Work from Office


Min Experience

8 Years

Max Experience

12 Years


Nium was founded on the mission to build the global payments infrastructure of tomorrow, today. With the onset of the on-demand economy, its single platform for global payments and card issuing is shaping how banks, fintechs, and businesses everywhere to disburse and collect funds instantly across borders. Its payout network supports 100 currencies and spans 195+ countries, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium’s growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in over 40 countries, enabling seamless onboarding, rapid integration, and compliance – regardless of geography. The company is co-headquartered in San Francisco and Singapore, with regional offices in London, Amsterdam, Hong Kong, Mumbai, Bengaluru, and Chennai.

Where do you come into the picture?

You will be part of the Financial Reconciliation Team focusing on reconciliation for all the products of NIUM.

What would a day in your life @ Nium look like?

In your role you would need to –

Have a strong understanding of Reconciliation processes (Cross Border Remittances, Card Transactions, Wallet Transactions), implications, risks, and controls.

Review, edit and/or create reconciliation rules on the reconciliation platform.

Prepare daily/weekly/monthly/annually Reports on outcomes and exceptions.

Have a clear understanding of Bank Statements, able to identify exceptions and highlight the information required for Reconciliation.

Make exceptions visible to the Operational Leadership team on a timely basis is very key to the success in the role.

Coordinate with relevant stakeholders for reviewing and clearing open items.

Work with the Tech team on preparing and finalising the Business Requirement Documents and the Change Request documents

Work with the Finance team to meet requirements on both output & strict timelines.

This role will require you to work in a rotational shift environment. Also, given Nium operates across multiple geographies there are no fixed holidays, and we follow a flexible holiday schedule.


8-12 years of relevant experience in the reconciliation process.

Good understanding of the nuances of a Reconciliation Platform and of the Reconciliation Rules.

Strong hands-on reconciliation experience in Payments or Cards or Wallets or all in a multicurrency environment

Good understanding of payment formats like SWIFT/ACH, currencies, payment gateways, operational risk around payments.

Worked with Finance teams to meet their accounting requirements within defined timelines.

Is comfortable in end user Technology to –

Review/Own/Transcribe business requirements specifications with the Tech team.

Participate in UAT.

Identify system discrepancies and work with the Tech team for short- & long-term solutions.

Self-driven and a go getter who is comfortable in dealing with open ended problems.

Is solution oriented and can come up with solution options for problem statements.

At Nium we center our way of work around 3 core values globally -

#KeepItSimple, #MakeItBetter and #WinItTogether.

Whats it like to be a Niumer?

We cut through complexity, simplify at speed and operate with scale in mind.

We build innovative solutions that make our customers lives better.

We win in this competitive market by collaborating as one team.

For more information visit


AccountingAccountsFinanceReconciliationComplianceFinancial ReconciliationLeadershipManagerOperational Risk