Banking Operations Senior Associate

Role Summary

The Level 2/3 Transaction Monitoring Investigator acts as the senior authority for escalated AML/CFT investigations. The role is responsible for conducting deep forensic analyses of customer transactions, risk behaviors, and typologies to determine whether activity meets the regulatory threshold for raising a Suspicious Transaction Report (STR) or Suspicious Activity Report (SAR).

This position ensures governance alignment, supports audit readiness, leads quality controls, and acts as a subjectmatter expert for junior levels.

Key Responsibilities

Lead escalated AML/CFT investigations and make final disposition decisions.

Draft, review, and approve STR/SAR narratives ensuring regulatory quality standards.

Conduct detailed endtoend customer behavioral and transactional analysis across products, channels, and geographies.

Perform typology-driven investigations including layering, structuring, mule activity, TBML, sanctions evasion, and virtual asset transactions.