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Job Description
What role you will play in team: Evaluate loan applications and make credit decisions based on risk assessment and company policies.
What you will do: You will analyze borrower financial information, verify information, and assess the risk associated with each application.
Key responsibility:
- Review loan applications and supporting documentation for completeness and accuracy
- Assess the creditworthiness of loan applicants using various credit scoring models and guidelines
- Verify borrower information and documentation
- Conduct risk assessments to determine the level of risk associated with each loan application
- Make credit decisions within established lending guidelines
- Maintain accurate records of all credit underwriting activities
Required Qualification and Skills:
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 1-2 years of experience in credit underwriting or a similar role (preferred)
- Strong analytical and problem-solving skills
- Excellent attention to detail and organizational skills
- Familiarity with credit scoring models and lending guidelines
Looking to get Placed? Try our Placement Guarantee Plan
Benefits Included:
- Competitive salary and benefits package
- Opportunity for career growth and development
- Professional and supportive work environment
- Health and Wellness programs
- Employee recognition program
A Day in the Life: Your day involves reviewing loan applications, analyzing borrower information, conducting risk assessments, and making credit decisions. You'll be working to ensure responsible lending practices are followed.
Skills
Credit UnderwritingLoan Application ReviewRisk AssessmentCredit ScoringFinancial AnalysisDue DiligenceIf an employer asks you to pay any kind of fee, please notify us immediately. Jobaaj does not charge any fee from the applicants and we do not allow other companies also to do so.
About Company
Aavas Financiers Ltd is a leading housing finance company in India, dedicated to providing affordable housing finance solutions to underserved segments of society. With a focus on customer-centricity and ethical practices, Aavas strives to fulfill the dreams of homeownership for millions across the country. Through a robust network of branches and digital platforms, Aavas offers a wide range of home loan products tailored to meet the diverse needs of its customers. Aavas Financiers Ltd Careers present exciting opportunities for individuals to contribute to this noble mission while fostering personal growth and professional development in a dynamic and supportive work environment.
Important dates & deadlines?
Application Deadline
12 Apr 25, 11:29 AM IST
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