Assistant Manager - Life Underwriting

About Us
ACKO is the protection destination for over 200 million tech-savvy families across India, protecting their families, assets and money. Launched in 2016, ACKO started by reimagining insurance, making it simple, hassle-free and customer-first. Today, our mission goes beyond that: we aim to touch the lives of 1 million users, building products that solve real-world problems with technology at the core.
We are not just another insurance company, our DNA is product-tech, and our approach is bold, innovative, and digital-first. From zero commission, zero paperwork, and instant renewals to same-day claims settlements and app-based tracking, ACKO is a Welcome Change from traditional insurers.
But what truly sets us apart Our people. At ACKO, every Ackerʼs voice and ideas matter. Weʼre a vibrant, inclusive team of creators, thinkers, and doers, building products that redefine protection while ensuring each Acker grows, thrives and does meaningful work.
Join us at ACKO, where bold ideas, real impact and tech-driven innovation redefine protection and peace of mind - and where YOU can make a real difference in peoples lives. ACKO is a product-tech company, launched in 2016, solving real-world problems for customers, starting with insurance. And as a customer-first organization serving the digitally-savvy, ACKOʼs value proposition of ʻWelcome Changeʼ focuses on offerings that make insurance simple and hassle-free! With features such as zero commission, zero paperwork, instant renewal, same-day claim settlements, and app-based updates on claims, ACKO is a Welcome Change from traditional insurers.
Having said that, we are not just another conventional insurance firm, or the people consulted solely for claims! Anchored in a tech-centric philosophy, ACKOʼs approach fuels innovation, empowering us to develop comprehensive products that cater to every aspect of our customers insurance requirements. And while we are at it, we put our Ackers at the heart of everything we do. Were not your typical 9-to-5 workplace; were a vibrant and inclusive bunch of innovators and creators making sure every Ackerʼs idea matters, their voice is heard, and their growth is part of our mission.
Roles & Responsibilities

• Review and evaluate life insurance applications, including medical records and financial statements, to assess the risk of insuring clients.
• Analyze complex medical and financial information to make informed underwriting decisions.

• Communicate with internal stakeholders, including underwriting teams and product specialists, to gather information and coordinate underwriting decisions.
• Collaborate with external clients, including medical professionals and financial advisors, to gather information and provide underwriting decisions.
• Develop and maintain in-depth knowledge of life insurance policies, medical underwriting principles, and regulatory requirements.
• Stay up-to-date with industry developments, trends, and best practices to ensure accurate and timely underwriting decisions.
• Lead underwriting teams and provide guidance and support to ensure accurate and timely underwriting decisions.
• Identify and mitigate potential risks associated with life insurance applications, including fraud and non-compliance.
  

Skills & Qualification

• Strong analytical and problem-solving skills to evaluate complex medical and financial information.
• Deep understanding of life insurance policies, medical underwriting principles, and regulatory requirements.
• Ability to review and interpret medical records, financial statements, and other relevant documents.
• Effective communication and interpersonal skills to collaborate with internal stakeholders and external clients.
• Proven ability to work in a fast-paced environment with multiple deadlines and priorities.
• Strong attention to detail and ability to maintain accurate records and reports.
• Ability to maintain confidentiality and handle sensitive client information.
• Familiarity with life insurance industry standards and best practices.