Credit Risk Associate

Department Icon BFSI (Credit & Risk)
97+ Applicants
Posted: 1 year ago
0-1 years
Gurugram
Hybrid
Upto ₹0 - ₹0

Posted: 1 year ago
|
Applicants: 98+
Job Description
About Company
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Job Description

What role you will play in team: You will work within a team responsible for evaluating creditworthiness and mitigating risk for individual and business credit card customers.

What you will do: Review applications, analyze credit scores, and utilize various risk management tools to assess the creditworthiness of applicants.

Key responsibility:

  • Review and analyze credit applications.
  • Assess creditworthiness using credit scores and other data points.
  • Utilize risk management tools and models to evaluate risk.
  • Make credit decisions within defined guidelines.
  • Monitor accounts for potential delinquencies or fraud.
  • Maintain accurate records and documentation.

Required Qualification and Skills:

  • Bachelor's degree in Finance, Economics, or related field.
  • Understanding of credit scoring and risk management principles.
  • Excellent analytical skills and attention to detail.
  • Proficiency in Microsoft Excel and data analysis tools.
  • Strong communication and problem-solving skills.
  • Looking to get Placed? Try our Placement Guarantee Plan

Benefits Included:

  • Competitive salary and benefits.
  • Opportunities for career advancement.
  • Training and development programs.
  • Mentorship opportunities.
  • Supportive and collaborative work environment.

A Day in the Life: You'll spend the day reviewing applications, analyzing data, making credit decisions, and collaborating with your team members to ensure efficient and effective risk management.

Skills

Credit RiskCredit ScoringRisk ManagementData AnalysisExcel

If an employer asks you to pay any kind of fee, please notify us immediately. Jobaaj does not charge any fee from the applicants and we do not allow other companies also to do so.

About Company

American Express — often called Amex — is a global leader in payments, premium credit cards, corporate expense management, and travel‑related financial services. Founded in 1850 in Buffalo, New York, the company is renowned for its customer service, premium rewards programs, and strong merchant network.

In India, American Express (India) Private Limited was incorporated in 1994, with major offices in Gurugram and New Delhi, and large Global Service Centres supporting worldwide operations in technology, analytics, risk management, and customer servicing. The company operates both as a card issuer and a merchant acquirer, and through American Express Banking Corp., it offers corporate cards, merchant services, and working capital solutions.

American Express is known for its premium positioning, serving affluent consumers, corporates, and SMEs. Its India operations combine customer‑facing businesses with global capability centres, making it a hub for innovation in payments, fraud prevention, and digital experiences.

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Important dates & deadlines?

Application Deadline

15 May 25, 11:29 AM IST

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Credit Risk Associate

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