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Job Description
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, youll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
Credit & Fraud Risk Finance team delivers fact-based, decision-driven and high-impact Net Loss Provision forecasts and credit-risk related insights and deep analytics. The key objective is to drive prudent financial decisions and support credit-risk strategies while ensuring adherence to governance and controls. This position will be part of a highly talented team with strong intellectual curiosity. The manager will lead a high performing team of two individuals in the US Net Loss Provision team within the Credit Risk and Fraud Finance team. He/ She would be responsible for building and maintaining models for forecasting net loss provision in addition to providing deep insights for US Consumer and Commercial portfolios. The person will deliver on our key business objectives, build upon our strategic vision and strengthen our team culture. The manager will work across geographies within finance and risk teams, liaising with key stakeholders. The manager will have the opportunity to learn and use the latest data tools and technologies, explore a range of roles to grow their career. He/ she would be reporting into a Director team based in New York.The ideal candidate will have excellent quantitative and financial reasoning, clear and compelling communication, strong organizational skills, and comfort with ambiguity. How will you make an impact in this role?
Your responsibilities will include:
- Implementing models for net loss provision calculations and analysis leveraging cutting edge technology while ensuring accuracy, completeness and timeliness of the data and results for reserves
- Performing ad hoc analytics on credit performance to better understand key trends and drivers on the US portfolios
- Building, deploying, and maintaining insightful dashboards and other analytics tools for use by various stakeholders in finance and risk
- Leveraging external and internal data to improve existing approached and models
- Partnering with various cross-functional teams including Risk, Controllership and Technology
- Creating and maintaining detailed model documentation for the net loss provision processes
- BS/MS in quantitative discipline like Economics, Statistics, Mathematics, Finance or Computer Science
- Hands-on experience working on financial analytics using large amounts of data
- Advanced modeling, SQL & Python skills required
- Excel, TM1, Tableau, Power BI or other visualization tools experience preferred
- Previous risk management experience and/or 1-3 years of work experience preferred.
Skills to be successful in the role:
- Highly motivated individual with ability to break down, go deeper and execute on complex ideas
- Experience in working across geographies and matrix organization
- Excellent communication skills to deliver results and drive engagement with Senior Leaders and key stakeholders
Looking to get Placed? Try our Placement Guarantee Plan
- Ability to influence people across all levels of the organization
- Ability to work under compressed timelines, multiple priorities with focus on operational excellence
- Be data-driven, outcome-focused and fast learner
- Strong analytical, organizational, and problem-solving skills with good attention to detail
- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
Skills
PythonVisualizationAnalyticsSqlData ScienceIf an employer asks you to pay any kind of fee, please notify us immediately. Jobaaj does not charge any fee from the applicants and we do not allow other companies also to do so.
About Company
American Express — often called Amex — is a global leader in payments, premium credit cards, corporate expense management, and travel‑related financial services. Founded in 1850 in Buffalo, New York, the company is renowned for its customer service, premium rewards programs, and strong merchant network.
In India, American Express (India) Private Limited was incorporated in 1994, with major offices in Gurugram and New Delhi, and large Global Service Centres supporting worldwide operations in technology, analytics, risk management, and customer servicing. The company operates both as a card issuer and a merchant acquirer, and through American Express Banking Corp., it offers corporate cards, merchant services, and working capital solutions.
American Express is known for its premium positioning, serving affluent consumers, corporates, and SMEs. Its India operations combine customer‑facing businesses with global capability centres, making it a hub for innovation in payments, fraud prevention, and digital experiences.
Important dates & deadlines?
Application Deadline
25 Jul 25, 02:02 PM IST
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