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Job Description
What role you will play in team: You will be a crucial part of the team evaluating loan applications for microfinance clients.
What you will do: You will assess creditworthiness of applicants, analyze financial data, and make lending decisions within given guidelines.
Key responsibility:
- Assess the creditworthiness of microfinance loan applicants.
- Analyze financial statements and other relevant data.
- Make lending decisions based on risk assessment and bank policies.
- Maintain accurate records and documentation.
- Manage a portfolio of loans.
- Collaborate with field officers to collect information.
Required Qualification and Skills:
- Bachelor's degree in Commerce, Economics, or a related field.
- 0-1 year of experience in credit underwriting (preferred).
- Good understanding of microfinance principles.
- Excellent analytical and problem-solving skills.
- Strong attention to detail and accuracy.
- Proficiency in MS Office.
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Benefits Included:
- Competitive salary and benefits.
- Opportunities for professional growth.
- Dynamic and challenging work environment.
- Work From Home
A Day in the Life: Your day would involve reviewing applications, analyzing financial statements, and making lending decisions while ensuring adherence to bank policies.
Skills
Credit UnderwritingMicrofinanceFinancial AnalysisRisk AssessmentLoan ProcessingIf an employer asks you to pay any kind of fee, please notify us immediately. Jobaaj does not charge any fee from the applicants and we do not allow other companies also to do so.
About Company
Au Small Finance Bank, established in 1996 as Au Financiers, transitioned into a full-fledged bank in 2017. With a focus on financial inclusion, Au Small Finance Bank offers a comprehensive suite of banking products and services tailored to meet the diverse needs of customers. The bank serves individuals, small and medium-sized enterprises (SMEs), and the unbanked and underbanked segments with innovative financial solutions. Au Small Finance Bank is committed to empowering communities through accessible banking, fostering economic growth and social development. Join Au Small Finance Bank to be a part of a dynamic team driving positive change and creating impactful banking experiences. Explore Au Small Finance Bank careers for exciting opportunities to thrive and make a difference in the banking industry.
Important dates & deadlines?
Application Deadline
07 Jun 25, 11:28 AM IST
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