Credit Underwriting Specialist

What role you will play in team: You'll be responsible for assessing creditworthiness and making informed lending decisions to support Bajaj Finance's growth.

What you will do: You'll analyze financial data, verify information, and apply our credit policies to minimize risks.

Key responsibility:

• Assess credit applications based on defined criteria and company policies.
• Analyze financial statements and credit reports to determine creditworthiness.
• Verify applicant information and supporting documentation.
• Make informed lending decisions based on risk assessment.
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  Maintain accurate records of credit application reviews and decisions.
• Collaborate with other team members to streamline the credit underwriting process.

Required Qualification and Skills:

• Bachelor's Degree in Finance, Accounting, or related field.
• 1-2 years of experience in credit underwriting or a related field.
• Understanding of credit risk principles and practices.
• Strong analytical and problem-solving skills.
• Excellent attention to detail and accuracy.
• Proficiency in Microsoft Office Suite.

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Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional development and career advancement.
• Dynamic work environment within a leading financial institution.
• Medical Insurance.
• Performance-based incentives.

A Day in the Life: Your day will involve reviewing loan applications, analyzing financial data, making credit decisions, and collaborating with team members.