Branch Incharge - Gold Loan

Work with management in establishing growth, sales, and profit objectives for the Gold Loan department;

provide input to these objectives and to the manner in which performance will be measured and

controlled.

? Ensure training & development of all Gold Loan Staffs

? Ensuring basic operational hygiene, while following product guidelines & laid-down process

? Oversee the proper security & storage of Gold packets

? Ensuring optimum customer service.

? Maintain current knowledge of the guidelines of the Reserve Bank of India and all other regulatory

authorities relating to Gold Loan operations

? Ensure that all reporting and management information is provided on a timely basis to the higher

management

? Conduct regularly scheduled sales and customer service meetings; actively encourages staff to build

customer relationships

? Regular Branch Visit , DSC & active participation in all kind of promotional & marketing activities.

? Implement strategies to achieve financial targets and qualitative goals assigned to the branch as part of

Banks overall strategic plan

? Review Gold Loan Valuers performance throughout the probationary period and on an annual basis

thereafter. Supervising assayers daily activity

? Develop forecasts, financial objectives and business plans

? Performing such other tasks as maybe assigned by the Management

? Replying to concurrent Audit

? Tracking Margin Money scenarios & ensuring collection of all Overdue

? Organizing Auction of Gold Loan , as per requirement

? Ensure to achieving the disbursement , booksize and collection target month on month.

? Ensuring timely renewal of Gold Loan, A/Cs, thus arresting portfolio erosion and Any other duties as may be

assigned

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? Supervision of Valuation process

? Need to actively engage in implementation of the New Gold Loan System.