Credit Manager

Urgent Opportunity to work with a leading NBFC client for Credit Manager role- Hyderabad for Vehicle Loan division.

Eligibility:-

Minimum Graduate

Minimum 3 yrs of experience- Underwriting of Vehicle Loans

Location:- Hyderabad

Duties & Responsibilities (List in the order of importance the duties & responsibilities of this job)

Credit Assessment

• Appraise/Underwrite the loans within defined policy guidelines and accordingly recommend to appropriate authority for approval.
• Thorough checking of the application file as per the laid down policy/process guidelines
• Assess the income, ability, intention and credit behavior of the applicant and verify documents and reference checks, bureau checks, along with the customer due diligence
• Understanding the nature of business of the applicant(s), identifying risk associated and ascertaining the revenue stream

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• Evaluate all the credit risk parameters and implement measures to mitigate the same
• Prepare the credit approval memo and manage the overall TAT and approval rate.

Credit Monitoring

• Ensure strict adherence to the laid down policy and process
• Ensure portfolio quality
• Periodic monitoring of Exception approvals/Reject analysis and inference.
• Ensure Credit Quality and maintain the Credit Cost under control

Interested candidates please apply with resumes on [HIDDEN TEXT]