Lead - Credit Operations

We are Bright:

Bright is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.

Bright’s tools include credit score building, automated debt paydown plans, financial planning, budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.

Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.

Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.

Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.

Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modeling to enhance financial products for a user’s life outcomes.

We will be the first at-scale Consumer Tech company, built in India for Global markets.

About Our Founders:

Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientist (Avi Patchava, Varun Modi, Avinash Ramakath, Jayashree Merwade).

What youll do?

• Manage intercompany reconciliations and ensure proper accounting treatment.
• Familiarity with KYC verification processes.
• Maintain accurate and up-to-date KYC/AML records, reports, and documentation in accordance with regulatory standards and internal guidelines.
• Knowledge on Banking Operations and Audit Compliance.
• Management of the day-to-day funds operations.
• Support internal audit processes and respond to audit requests.

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  Collaborate with customers and internal stakeholders to resolve disputes on invoices, delinquent payments, and others

What youll bring?

• Strong understanding of banking operations, anti-money laundering (AML)
• Experience with end-to-end Accounts Receivable.
• Strong 6-8 years of experience in a related field.
• Intermediate knowledge of accounting practices.
• Proficiency in Microsoft Word, Excel (including pivot tables and lookups),is necessary.
• Having strong interpersonal and verbal & written communication skills.
• Ability to work collaboratively in a team environment.
• Strong analytical skills and ability to interpret financial data.