Lead Financial Analyst

Elevate Your Impact Through Evalueserve is a global leader in delivering innovative and sustainable solutions to a diverse range of clients, including over 30% of Fortune 500 companies. With a presence in more than 45 countries across five continents, we excel in leveraging state-of-the-art technology, artificial intelligence, and unparalleled subject matter expertise to elevate our clients business impact and strategic decision-making. Our team of over 4,500 talented professionals operates in countries such as India, China, Chile, Romania, the US, and Canada. Our global network also extends to emerging markets like Colombia, the Middle East, and the rest of Asia-Pacific. Recognized by Great Place to Workregistered in India, Chile, Romania, the US, and the UK in 2022, we offer a dynamic, growth-oriented, and meritocracy-based culture that prioritizes continuous learning and skill development, work-life balance, and equal opportunity for all. Curious to know what its like to work at Evalueserve

What you will be doing at Evalueserve -

Covenant & Trigger Monitoring & Oversight

• Lead end-to-end covenant and trigger monitoring across multiple portfolios or clients.
• Review and validate extraction of covenants, trigger clauses, and key terms from complex credit agreements and amendments.
• Oversee periodic testing of financial covenants and trigger events, ensuring accuracy and completeness.
• Ensure adherence to covenant calendars, reporting timelines, and client-specific requirements.

Quality Assurance & Risk Management

• Perform detailed review and quality checks of covenant testing outputs and team deliverables.
• Identify and escalate covenant breaches, trigger events, and emerging credit risks with strong analytical insights.
• Drive consistency in interpretation of covenants and standardization of methodologies across the team.

Financial Analysis & Decision Support

• Conduct advanced financial analysis, including validation of complex ratios (DSCR, leverage, coverage).
• Provide insights on borrower performance, trend analysis, and risk indicators to support credit decision-making.

Client & Stakeholder Management

• Lead discussions on covenant interpretations, discrepancies, and process improvements.
• Ensure high client satisfaction through timely delivery, responsiveness, and quality outputs.

Team Leadership & Mentorship

• Guide and mentor junior analysts; support onboarding and training of new team members.
• Allocate work, manage bandwidth, and ensure effective team utilization.
• Foster a culture of accountability, quality, and continuous learning.

Process Excellence & Automation

• Drive process improvements, automation initiatives, and standardization across engagements.
• Identify opportunities to enhance efficiency using tools such as Excel VBA, Power BI, or internal systems.

Ensure adherence to SLAs, KPIs, and internal control frameworks

What were looking for-

Technical Skills

• Strong expertise in financial statements and credit analysis
• Advanced proficiency in financial ratios and covenant calculations

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• Strong command over MS Excel (advanced functions, data handling) and PowerPoint
• Experience with covenant monitoring tools / credit systems

Core Competencies

• Strong analytical and problem-solving skills with attention to detail
• Proven ability to manage multiple stakeholders and tight deadlines
• Excellent communication and presentation skills
• Leadership, ownership, and decision-making ability
• Strong review mindset and quality orientation

Education

• Bachelors/masters degree in finance, Accounting, Economics, or related field
• MBA / CA / CFA (preferred)

Experience

• 5 – 8 years of relevant experience in covenant monitoring, credit risk, loan operations, or financial analysis
• Prior experience in team handling or reviewing role is strongly preferred