Risk Policy Manager-Two-Wheeler Loans

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Department Icon BFSI (Credit & Risk)
97+ Applicants
Posted: 3 months ago
4-9 years
Gurugram
work from office
Posted: 3 months ago
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Applicants: 97+
Job Description
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Job Description

  • Responsible for defining the credit underwriting framework for new as well as existing to bank customers
  • Defining the strategies for Credit Approval and Credit Limit assignment
  • Monitoring & meeting the acquisition vintage risk levels within the risk appetite
  • High end analytics required for management of risk levels, approval rate, and customer credit profile. Providing data extraction, analysis, and visualization to support company-wide decision making
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  • Portfolio management, limit management of the existing card portfolio
  • Ownership of the cross-sell UW engine generating eligible customer base for CRM/sales teams
  • Development, testing, and deployment of policy changes in underwriting decision engine (Blaze)
  • Close cooperation with business teams like Sales, CRM, Marking, Digital, and Data Science

    • Looking to get Placed? Try our Placement Guarantee Plan

  • Working closely with Finance to provide inputs for budgeting, pricing, regulators
  • Leveraging big data sources like credit bureau data, SDK data, telecom data, Geo data etc. in UW strategies
  • Engagement with collections department to optimize the risk levels proving inputs on sourcing quality trends , key UW changes etc.
  • Analyze data (customer/portfolio/retailer) to identify early warning signals and proactively provide feedback to Anti-Fraud Head to take corrective actions

Skills

Credit UnderwritingRiskSQLTwo WheelerPortfolio ManagementCredit Risk ManagementCredit RiskCredit Strategy

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Important dates & deadlines?

Application Deadline

27 Apr 26, 03:52 PM IST

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Risk Policy Manager-Two-Wheeler Loans

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