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Job Description
What role you will play in team: Assess and manage credit risk for commercial clients. Collaborate with relationship managers and other credit professionals to provide informed credit decisions.
What you will do: Analyze financial statements, industry trends, and credit reports to determine creditworthiness.
Key responsibility:
- Analyze financial statements and other relevant data to assess credit risk.
- Prepare credit reports and recommendations.
- Conduct industry and competitor analysis.
- Monitor credit performance and identify potential problem loans.
- Maintain accurate records of credit transactions and activities.
- Collaborate with relationship managers and other credit professionals.
- Ensure compliance with credit policies and procedures.
Required Qualification and Skills:
- Bachelor's degree in Finance or Accounting.
- 1-2 years of experience in credit analysis.
- Strong understanding of credit risk management principles.
- Excellent analytical and problem-solving skills.
- Proficiency in Microsoft Excel and financial modeling software.
- Excellent written and verbal communication skills.
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Benefits Included:
- Competitive salary and benefits package.
- Global career opportunities.
- Comprehensive training and development programs.
- Health and welfare benefits.
- Retirement benefits.
A Day in the Life: A day involves analyzing financial data, evaluating credit risk, and preparing credit reports. Communication and collaboration with internal and external stakeholders are crucial aspects of this role.
Skills
Credit AnalysisCredit Risk ManagementFinancial Statement AnalysisFinancial ModelingCredit ReportingIf an employer asks you to pay any kind of fee, please notify us immediately. Jobaaj does not charge any fee from the applicants and we do not allow other companies also to do so.
About Company
HSBC Holdings plc, originally founded as The Hongkong and Shanghai Banking Corporation in 1865, is one of the world’s largest banking and financial services organisations. Headquartered in London, England, HSBC operates in 60+ countries and territories across Europe, Asia, the Middle East, Africa, North America, and Latin America, serving over 40 million customers.
HSBC offers a full range of services including Wealth and Personal Banking, Commercial Banking, and Global Banking & Markets. It is the largest Europe‑based bank by total assets, with a strong presence in Asia — its historical and strategic heartland.
In India, HSBC has been present since 1853 and today operates across major cities including Mumbai, Gurugram, Bengaluru, Hyderabad, Pune, and Chennai, offering retail banking, wealth management, corporate banking, and global service centre operations. The bank is known for its international connectivity, digital banking innovation, and commitment to sustainability and financial inclusion.
Important dates & deadlines?
Application Deadline
19 Jul 25, 11:05 AM IST
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