Analyst-Hindsighting(Business Banking Credit)

Job Requirements
Role/ Job Title: Analyst-Hindsighting (Business Banking Credit)
Function/ Department: Business Banking Group
Job Purpose
The role entails formulation and implementation of BBG policy and regular monitoring of portfolio from credit risk perspective.Role will closely collaborate with BBG Business team - Product Manager, Operations, Sales, IT, Credit, BIU for same.
Roles & Responsibilities

• Designing new product program with extensive market research and benchmarking.
  
• Book Growth by implementing BBG policy and credit decisioning framework.
• Designing new product program with extensive market research and benchmarking.
• Adherence to governance and control framework.
• Reduction of Risk Related costs.
• Identifying portfolio trends and generating portfolio level MIS.
• Monitoring of EWS and Portfolio Delinquency.
• Mapping impact of external environment on portfolio by involving into Industry Research.
• Understanding and Implementation of best practices from industry from Risk perspective.

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  Recommend process changes in order to improve efficiency and quality across the assigned area.
• Leverage in-house synergies through collaboration with internal stakeholders.
• Regular Training to Credit and Business Team.
• Spearhead initiative to improve efficiency & portfolio health.
• Understanding of Digital processes adopted by the bank and pro-actively identify areas to leverage the same to drive efficiency.
  

Education Qualification
Graduation: Bachelor of Science (B.Sc) / Bachelor of Technology (B.Tech) / Bachelor of Computer Applications (BCA) / Bachelor of Commerce(B.Com) / Bachelor of Business Administration(BBA).
Post-graduation: MBA/PGDM/C.A.
Experience: 5 10 years of relevant experience.