Assistant Relationship Manager-Liabilities

Job Requirements
Role/Job Title: Assistant Relationship Manager-Liabilities
Business: Retail Banking
Function/ Department: Rural Banking
Place of work: PAN India Rural Locations
Job Purpose
The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support Relationship Manager in penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals.
Roles & Responsibilities

• 
  Lead Area Mapping in the catchment and maintain accurate and timely daily activity / Sales reports
• Prepare Wish list of customers through cold calling and promotion activities to drive awareness about the bank and products across the catchment area
• Ensure completion of account opening formalities with strict adherence to KYC norms (Field verification Mandatory)
• Engage customers with multiple products at the time of account Opening (viz: Mobile banking / Net banking registration / RD- FD activation)
• Ensuring account activation and subsequently maintaining the health of account
• Ensure superior customer service to capture larger wallet share of population
• Spearhead resolution of customer queries and issues
• Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements
• Ensure compliance as per the bank requirements.

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• Recommend process changes in order to improve service efficiency and quality across the branch network
• Provide support for implementation of livelihood advancement and community development initiatives.
  

Secondary Responsibilities

• Recommend process changes in order to improve service efficiency and quality across the branch network
• Provide support for implementation of livelihood advancement and community development initiatives.
  

Key Success Metrics
Customer Acquisition targets, Cross sell targets.