Credit Officer - Commercial Lending

Department Icon BFSI (Operations & Lending)
89+ Applicants
Posted: 10 months ago
1-2 years
Pune
Work From Home
Upto ₹0 - ₹0

Posted: 10 months ago
|
Applicants: 109+
Job Description
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Job Description

What role you will play in team: Evaluate creditworthiness of commercial loan applicants and support the bank's commercial lending portfolio.

What you will do: You will analyze financial statements, conduct site visits, and present credit recommendations.

Key responsibility:

  • Analyze financial statements of commercial loan applicants.
  • Conduct on-site visits to assess the borrower's business operations.
  • Prepare comprehensive credit reports and make lending recommendations.
  • Adhere to credit policies and regulatory guidelines.
  • Maintain accurate records of all credit assessments and decisions.
  • Collaborate with relationship managers and other credit officers.
  • Contribute to the overall credit risk management of the commercial lending portfolio.

Required Qualification and Skills:

  • Bachelor's degree in finance, accounting, or a related field.
  • Experience in commercial lending or credit analysis.
  • Strong understanding of financial statements and credit analysis techniques.
  • Excellent communication and presentation skills.
  • Ability to work independently and in a team.

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  • Knowledge of relevant banking regulations.

Benefits Included:

  • Competitive salary and benefits.
  • Professional development opportunities.
  • Opportunities for career advancement.
  • Dynamic and fast-paced work environment.

A Day in the Life: A day involves rigorous financial statement analysis, conducting site visits to evaluate businesses, preparing detailed reports, and collaborating with other professionals.

Skills

Commercial LendingCredit AnalysisFinancial Statement AnalysisCredit ReportingSite Visits

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About Company

IndusInd Bank Limited is a new-generation Indian bank headquartered in Mumbai. The bank offers commercial, transactional and electronic banking products and services. IndusInd Bank was inaugurated in April 1994 by then Union Finance Minister Manmohan Singh.

Important dates & deadlines?

Application Deadline

09 Aug 25, 11:35 AM IST

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Credit Officer - Commercial Lending

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