Credit Officer - Commercial Lending

What role you will play in team: Evaluate creditworthiness of commercial loan applicants and support the bank's commercial lending portfolio.

What you will do: You will analyze financial statements, conduct site visits, and present credit recommendations.

Key responsibility:

• Analyze financial statements of commercial loan applicants.
• Conduct on-site visits to assess the borrower's business operations.
• Prepare comprehensive credit reports and make lending recommendations.
• Adhere to credit policies and regulatory guidelines.
• 
  Maintain accurate records of all credit assessments and decisions.
• Collaborate with relationship managers and other credit officers.
• Contribute to the overall credit risk management of the commercial lending portfolio.

Required Qualification and Skills:

• Bachelor's degree in finance, accounting, or a related field.
• Experience in commercial lending or credit analysis.
• Strong understanding of financial statements and credit analysis techniques.
• Excellent communication and presentation skills.
• Ability to work independently and in a team.

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• Knowledge of relevant banking regulations.

Benefits Included:

• Competitive salary and benefits.
• Professional development opportunities.
• Opportunities for career advancement.
• Dynamic and fast-paced work environment.

A Day in the Life: A day involves rigorous financial statement analysis, conducting site visits to evaluate businesses, preparing detailed reports, and collaborating with other professionals.