Payment Lifecycle Specialist - Alternative Payments
BFSI (Operations & Lending)
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Job Description
As a Payment Lifecycle Specialist IV within Payments Operations, you will play a crucial role in the smooth transfer of funds between various parties. Working under regular supervision, you will help maintain our reputation for excellent service and secure financial transactions. Your responsibilities will include payment processing across various products, such as the transfer of funds between financial institutions, cardholders, merchants, corporate and retail clients, and the reconciliation of purchase and sales options, futures, or securities. This may involve sanctions screening, payment investigations, funds control, exception processing, resolving reconciliation breaks, and invoicing or cash management activities.
Job responsibilities
- Handle day-to-day reconciliation, ensuring adherence to defined service levels and operational performance indicators.
- Maintain end-to-end ownership of reconciliation, reporting and escalating of the breaks occurred in daily, weekly, and monthly reports.
- Prepare and deliver operational and management reports (manual and semi-automated) for various products such as FED, Liquidity, and USD Clearing.
- Develop strong subject matter expertise across existing and new products, business processes, and application flows to support effective change and issue management.
- Execute and maintain strong operational controls in alignment with company policies, regulatory requirements, and internal governance standards.
- Proactively identify breaks, risks, and process gaps, ensuring timely escalation and resolution to minimize operational and financial risk.
- Collaborate closely with break owners and other internal teams to support smooth operations and continuous process improvement
- Minimum 3 years of experience in Payments, Cash Operations, or Treasury Operations, with hands-on exposure to operational processes, controls, and problem-solving.
- Graduate or masters degree in a relevant discipline.
- Strong understanding of global payment processes, accounting flows, and money movement.
- Knowledge and practical experience with SWIFT messaging and payment processing.
- Strong working knowledge of various aspects of cash operations.
- Role requires support for WHEM/APAC regions, with occasional off-hours work via remote access and mobile connectivity.
- Candidate must be open to rotational shifts, including weekend working, while maintaining a 5-day work week.
- Strong analytical, communication, and stakeholder management skills
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- Proficiency in PC applications, including Excel, PowerPoint, and Word (advanced skills preferred).
Skills
SalesCash OperationsCash ManagementFinancial RiskFuturesManagement SkillsPaymentsPayment ProcessingProcess ImprovementReportingSwiftIf an employer asks you to pay any kind of fee, please notify us immediately. Jobaaj does not charge any fee from the applicants and we do not allow other companies also to do so.
About Company
JPMorgan Chase & Co. is the largest bank in the United States and a leading global financial services firm, with assets of over US $4 trillion and operations in 100+ countries. Headquartered in New York City, the firm serves millions of consumers, small businesses, corporations, governments, and institutions under its J.P. Morgan and Chase brands.
Its business segments include Consumer & Community Banking, Corporate & Investment Bank, Commercial Banking, and Asset & Wealth Management. Known for its fortress balance sheet, innovation in digital banking, and commitment to sustainability, JPMorgan Chase invests heavily in technology, AI, and cybersecurity to deliver secure, customer‑centric solutions.
In India, JPMorgan Chase operates across Mumbai, Bengaluru, and Hyderabad, with large Global Service Centers supporting technology, operations, finance, and risk functions. The firm is recognized for its diverse talent base, employee development programs, and community impact initiatives.
Important dates & deadlines?
Application Deadline
13 Mar 26, 01:48 PM IST
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Payment Lifecycle Specialist - Alternative Payments
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