Commercial Banking - Deposit Analytics - F&BM - Associate

Commercial Bank (CB) Global Liquidity Analytics team (part of CB Treasury) is responsible for the pricing management of the CB's global deposit portfolio as well as financial analysis and reporting for deposits and other liquidity products. This includes developing portfolio pricing strategy, executing portfolio rate changes, building and maintaining analytical tools for deposit pricing and valuation, and producing insightful management reporting to help inform decision making .

This position reports to the CB Global Liquidity Analytics Manager and will be primarily focused on managing pricing of the global deposit portfolio, with particular emphasis on the APAC book. Activities include executing rate changes, performing QC on the portfolio, performing analysis to support pricing strategy decisions and tracking progress of strategic initiatives. The incumbent is expected to have forward looking mindset along with the below:

Responsibilities include :

• End to end management of deposit rates, from economic impact analysis to execution of portfolio rate changes


• Perform research and analysis to inform pricing strategy across segments


• Prepare internal presentations targeted to CB senior management, business segment leadership or the broader CB audience on a variety of economic and strategic deposit related topics


• Help execute and drive strategic projects designed to enhance deposit portfolio management capabilities and smart decision making across the deposit book


• Liaise with internal functional groups including Product, Banking, Sales, Client Service, Implementations, Finance, and Operations to execute deposit strategy and troubleshoot client issues


• Manage data files for distribution to various stakeholders


• Develop internal reporting package and metrics, create presentations and communication for executive management.


• Provide weekly and monthly management reporting on the deposit portfolio such as balance trending, market rates and pricing, exception reporting, and segment level portfolio overviews.


• Design and build new reports that provide management with information on product performance, portfolio insights, product pricing, and other key KPI's highlighting business/segment performance


• Help execute and drive strategic projects designed to enhance deposit portfolio management capabilities and smart decision making across the deposit book.



• Perform quantitative and qualitative analysis around various business subject matter, provide valuable data driven insight to facilitate business decision making


• Liaise with controllers incase of discrepancies and detail understanding of actuals


• Take responsibility and accountability for robust quality control and standards


• Ad hoc projects/task as requested

Competencies:

• 1-4 years' experience in finance or wholesale transactional banking products preferred


• Strong financial modeling, analytical and spreadsheet skills


• Strong strategic, communication and presentation skills - has understanding of cracking a problem statement and explaining it to the team/ working independently, such that outcome can achieved quickly


• Attention to detail and ability to manage multiple tasks concurrently with hard deadlines


• Expert control on the hefty Excels related to data extraction, consolidation and report finalization. This involves extraction of data from various tools/systems and alignment of the information as per business need to draw insights and present facts to senior management


• Work well with cross-functional partners and in a matrix environment.


• Strong project management skills, including the ability to manage multiple deliverables simultaneously in a fast-pace environment


• High on general knowledge and an interest in staying tuned with global events & developments



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• Curious, energetic and highly proactive in nature and always focusing on opportunity arising from situations


• "No excuses" culture and mindset as a belief system


• Great attitude and willingness to learn

Educational Qualifications

• CA/ CFA/ MBA - Finance (having an economics background will be an added advantage)


• B-Tech/ B.Com/ Bachelor's degree in finance, economics or accounting preferred.


• Exposure to System & Tools like - Alteryx, Tableau, Qliksense, Cognos experience a plus

Job Accounting/Finance/Audit/Risk

Primary Location Bangalore Prestige Tech park

Organization CB GF&BM

Schedule Full-time

Job Type Standard

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.