Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit
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Job Description
JOB DESCRIPTION
Credit manager
Role
.Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
.Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training
.Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
Stock on Hire: Increase in volume of business
.Ensure that SOH increases(pl confirm if this applies to CM role )
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.Analyze the NPA trend like area, industry, sector etc.
.Interact with Customers & understand the business and regularly monitor delinquencies / infants.
Infant loan which is less than 12 months NPA
.Ensure qualitative portfolio
.Ensure that there is no infant 12 months NPA
Skills
Credit AppraisalCredit ManagerIf an employer asks you to pay any kind of fee, please notify us immediately. Jobaaj does not charge any fee from the applicants and we do not allow other companies also to do so.
About Company
Important dates & deadlines?
Application Deadline
11 Mar 25, 11:57 AM IST
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