Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit

Department Icon BFSI (Credit & Risk)
97+ Applicants
Posted: 1 year ago
0-1 years
Jaipur, Rajasthan
Work from Office

Posted: 1 year ago
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Applicants: 101+
Job Description
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Job Description

JOB DESCRIPTION

Credit manager

Role

Credit Appraisal
.Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
.Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training
.Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
Stock on Hire: Increase in volume of business
.Ensure that SOH increases(pl confirm if this applies to CM role )

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NPA trend
.Analyze the NPA trend like area, industry, sector etc.
.Interact with Customers & understand the business and regularly monitor delinquencies / infants.
Infant loan which is less than 12 months NPA
.Ensure qualitative portfolio
.Ensure that there is no infant 12 months NPA

Skills

Credit AppraisalCredit Manager

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About Company

Kotak Mahindra Bank is an Indian multinational banking and financial services conglomerate headquartered in Mumbai, Maharashtra. It offers a wide range of financial products and services including banking, investment banking, insurance, and asset management.

Important dates & deadlines?

Application Deadline

11 Mar 25, 11:57 AM IST

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Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit

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