Kotak Mahindra Bank - Credit Manager

- Handling team of credit managers
- Structuring & customizing the products to suit the customer's requirements keeping in mind the risk profile, cash flows and security.
- Credit appraisal and underwriting.

- Ensuring compliance of the proposal with internal and external guidelines/requirements.
- Presenting the proposals to Approving authorities
- End to end monitoring of the portfolio
- Coordinating with CMT for portfolio monitoring, EWS, Compliance and other reporting.
- Assessment of credit worthiness of potential customers.
- Presenting the proposals to Approving authorities
- Work closely with the Business Team.
- Responsible for the end-to-end monitoring of the portfolio