Treasury Manager

Job Title:Treasury Manager
Location:San Jose, California - Hybrid
Employment Type: Contract

Locals Preferred

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Required Qualifications
* Minimum of 7-10 years of progressive experience in Treasury, Capital Markets, or
Corporate Finance, preferably within the FinTech or technology sector.
* Deep expertise in managing large, complex investment portfolios (both corporate
and FBO/customer funds).
* Demonstrated experience with interest income forecasting, float analysis, and
optimization strategies.
* Proven hands-on experience in foreign exchange (FX) trading and risk management,
specifically for commercial purposes (e.g., supporting customer payment
products).
* Strong understanding of investment compliance, regulatory requirements, and
managing compliance with corporate covenants.
* Exceptional financial modeling and analytical skills.
* Bachelors degree in Finance, Accounting, Economics, or a related field; MBA, CFA,
or CTP is highly desirable.
* Experience implementing Treasury Management Systems (TMS), automation tools,
and leveraging AI/Machine Learning in treasury processes is a significant plus.
Essential Duties and Responsibilities
Capital Markets & Investment Management
* Lead the management and execution of both the corporate investment portfolio and
the FBO (For Benefit Of) customer funds portfolio, ensuring adherence to
investment policy, liquidity needs, and risk tolerances.
* Oversee all aspects of foreign exchange execution for commercial purposes,
including managing trading strategies, counterparties, and operational flow to
support global payment products delivered to customers.
* Monitor global capital markets, interest rate environments, and credit risk
exposures to inform investment strategy and tactical execution.
* Manage compliance for all investment activities, ensuring adherence to internal
policies, external regulations, and debt covenants.
Financial Planning & Analysis
* Develop and maintain robust, accurate models for forecasting float balances,
interest income, and associated expenses.
* Analyze and report on portfolio performance, yield optimization, and the financial
impact of changing rate environments.
* Provide strategic input to annual planning and quarterly forecasting processes
related to net interest income (NII).
Cross-Functional Strategy & Product Support
* Serve as the primary Treasury partner for Product and Engineering teams, providing
capital markets and FX expertise for the design, development, and launch of new
payments products, particularly those involving foreign currency and cross-border
payments.
* Translate complex regulatory and market requirements into actionable product
features and operational workflows.
* Drive continuous improvement and scalability through the implementation of
automation tools, AI, and advanced analytics into treasury operations, including
cash positioning, investment trading, and FX execution.
Treasury Operations & Risk
* Manage investment banking relationships and monitor counterparty risk.
* Ensure the efficient and secure management of daily corporate and FBO cash
positions.
* Develop and refine treasury policies and procedures to optimize efficiency and
mitigate operational risk