Field Sales Executive In Coimbatore

Key Responsibilities
Compliance and management: Carries out the pre and post-loan activities related to Group loans. Presenting the loan applications to the Credit team, portfolio administration, prioritizing the repayment of loans to preserve the portfolio quality.
Promotion Promotes new potential clients and eligible clients offering various other products
Loan Appraisal Informs potential clients about the requirements, conditions of the IGL Loan products, the procedures to obtain a loan, the importance of the payments on time etc o Makes sure that the client meets the credit requirements. o Visits the clients business and home to do the assessment, following the credit policy procedures. o Analyzes and presents a consistent loan proposal to the Credit team for its approval. o Informs the client about the Credit team decision
Follow up : Follows the loan disbursement process. o In case of arrears visits clients and guarantors for the loan recovery. o Informs the BRM or AM about the demand in his/her assigned area as well as on the competition. o Makes a close follow up of the disbursed loans, especially of the ones not paying on time. o Responsible for his/her portfolio administration, promoting its growth and keeping it with daily planning and organization of activities
Client service: Provides a quick and timely service to the clients, making sure that the clients expectations are fulfilled whenever is possible. o Ensures a good and respectful treatment to the clients and establishes a professional relationship with them, with a long term perspective. Guarantees confidential treatment to all the information gathered from the client and of the Institution
About Company: Experienced HR professional with 8 years of expertise in talent acquisition, employee relations, and HR strategy. Proven track record of driving organizational success through effective people management and HR solutions.