Junior Credit Underwriter

Department Icon BFSI (Credit & Risk)
97+ Applicants
Posted: 10 months ago
0-1 years
Bangalore
Work From Home
Upto ₹0 - ₹0

Posted: 10 months ago
|
Applicants: 97+
Job Description
About Company
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Job Description

What role you will play in team: You'll be part of a team evaluating credit risk associated with various financial instruments.

What you will do: You will assess applications for credit, ensuring compliance with regulations and company standards.

Key responsibility:

  • Analyze borrower's financial information including credit history, income, and assets.
  • Assess credit risk and determine appropriate credit limits.
  • Prepare detailed credit reports and recommendations.
  • Maintain accurate records of credit applications and decisions.
  • Collaborate with other departments to ensure smooth loan processing.
  • Adhere to all regulatory requirements related to credit underwriting.

Required Qualification and Skills:

  • Bachelor's degree in Finance, Economics, or a related field.
  • Strong understanding of credit risk principles and practices.
  • Excellent analytical and problem-solving skills.
  • Proficiency in Microsoft Office Suite.
  • Looking to get Placed? Try our Placement Guarantee Plan

    Strong attention to detail and accuracy.

Benefits Included:

  • Competitive compensation and benefits package.
  • Opportunities for professional growth and development.
  • Dynamic and challenging work environment.
  • Comprehensive training programs.

A Day in the Life: A day involves evaluating credit applications, analyzing financial data, and collaborating with colleagues. Maintaining accuracy and adhering to regulations are critical aspects of the role.

Skills

Credit UnderwritingCredit AnalysisRisk ManagementFinancial AnalysisRegulatory Compliance

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About Company

Nomura Holdings, Inc. is a global financial services company based in Tokyo, Japan. Established in 1925, Nomura has grown to become one of the largest and most well-respected investment banks in the world. The company offers a wide range of services, including investment banking, securities, asset management, and research.


Nomura operates a diverse portfolio of businesses, serving clients across various industries and regions. Its investment banking division provides advisory services for mergers and acquisitions, underwriting of securities offerings, and financing solutions for corporate clients. The company's securities division offers brokerage services, trading in equities, fixed income, currencies, and commodities, as well as derivative products.


With a presence in major financial centers around the globe, including New York, London, Hong Kong, and Singapore, Nomura serves a global client base of corporations, financial institutions, governments, and individuals. The company is known for its expertise in Asian markets and has a strong presence in Japan, where it is one of the leading investment banks.


Nomura is committed to innovation and technological advancement in the financial services industry. The company invests heavily in research and development to stay at the forefront of market trends and provide cutting-edge solutions to its clients.


In recent years, Nomura has faced challenges due to economic volatility, regulatory changes, and shifts in the global financial landscape. However, the company continues to adapt and evolve its business to meet the needs of its clients and maintain its position as a leading player in the investment banking industry.

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Important dates & deadlines?

Application Deadline

17 Jul 25, 11:31 AM IST

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