Compliance Associate

What you ll be doing

KYB Onboarding Compliance

- Reviewing onboarding applications and company documents to ensure accuracy, completeness, and compliance with regulatory requirements.

- Analyzing supporting documents such as trade licenses, MOAs, shareholder details, and IDs to verify alignment with Pemo s policies and our financial partner s standards.

- Identifying red flags, inconsistencies, or missing information in submitted cases and escalating when needed.

- Collaborating closely with the compliance, operations, sales, and customer support teams to ensure smooth and timely case approvals.

- Maintaining accurate records of case reviews and decisions to support audits and reporting.

- Staying up to date with local and international regulations, internal policies, and best practices to ensure all onboarding decisions are compliant and consistent.

Ongoing monitoring / Financial Crime Compliance

- Conducting regular reviews of customer accounts and transactions to ensure ongoing compliance with regulatory requirements and Pemo s policies.

- Monitoring for unusual activity, potential fraud, or sanctions/PEP hits, and escalating cases when necessary.

- Reviewing and validating updated company documents (e.g., renewed trade licenses, MOAs, IDs) to maintain up-to-date KYC/KYB records.

- Coordinating with compliance and customer acquisition teams to request additional information or clarifications from clients when required.

- Documenting findings, maintaining accurate records, and preparing reports to support audits and regulatory reviews.

- Staying informed about changes in regulations and industry best practices to enhance monitoring processes and ensure continued compliance.

What we need from you

- Fluency in English is a MUST

- Experience or strong interest in gaining a good understanding of the Payment Services Regulations, digital payment regulations, and AML rules.

- Strong written and verbal communication skills - in particular, experience of writing policies, briefing papers and reports.

- A keen eye for detail and the ability to confidently challenge the business units, and advise on solutions to problems.

- The ability to build strong relationships, make impactful contributions and influence business strategy.

- You ll need to be a generalist for this role - it d be great to see if you have experience or strong interest in certifications in any of each of: AML, CAMS, Regulatory Compliance, Conduct, Financial Crime and Data Protection.