Manager/Senior Analyst - Credit Risk Portfolio Management - Financial Services

Manager / Senior Analyst Credit Risk Portfolio Management

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We are seeking a highly motivated professional to join our Credit Risk Portfolio Management team. This role offers an opportunity to work at the intersection of credit risk analytics, portfolio monitoring, data management, and regulatory reporting while supporting strategic credit risk decision-making across a dynamic banking environment.

The successful candidate will play a key role in maintaining credit risk data infrastructure, producing portfolio analytics, supporting risk governance frameworks, and providing actionable insights to senior stakeholders.
Key Responsibilities :
1. Credit Risk Data & Systems Management :
- Maintain, enhance, and support core credit risk systems and databases.
- Manage credit risk data repositories to ensure accuracy, completeness, and timeliness.
- Perform data validation, reconciliation, and data quality reviews.
- Identify and resolve data quality issues by coordinating with relevant stakeholders.
- Support ongoing process improvements and automation initiatives.
2. Portfolio Analytics & Reporting :
- Produce portfolio reporting, management information (MI), and risk dashboards.
- Generate analytical reports for senior management committees and governance forums.
- Monitor portfolio trends, concentrations, and emerging risks.
- Support risk appetite monitoring and portfolio risk assessment activities.
- Deliver ad-hoc portfolio analysis and management reports as required.

3. Stakeholder Management :
- Serve as a key point of contact for credit risk data and reporting requirements.
- Collaborate with Risk, Business, Finance, Operations, and Technology teams.
- Coordinate responses to stakeholder queries and information requests.
- Support regulatory reporting and Head Office requirements.
4. Governance & Documentation :
- Maintain user guides, process documentation, and operating procedures.
- Support risk governance committees through preparation of reports and analysis.
- Ensure adherence to internal controls, policies, and regulatory requirements.
Desired Experience :
Essential :
- Experience in data management, database maintenance, and system administration.
- Experience working with credit risk, banking, or financial services data.
- Strong experience reconciling information across multiple systems and data sources.
- Hands-on experience in data validation, cleansing, and quality management.
Preferred :
- 3+ years of experience in data management, risk reporting, or portfolio analytics.
- Understanding of credit risk concepts and banking products.
- Exposure to portfolio monitoring and risk reporting frameworks.
Technical Skills :
Essential :
- Strong SQL skills for data extraction, aggregation, and analysis.
- Advanced Microsoft Excel and PowerPoint skills.
- Experience managing stakeholder requests and reporting requirements.
- Ability to leverage AI-enabled tools and platforms for productivity and analytics.
Preferred :
- Experience with Power BI, Tableau, or other visualization tools.
- Knowledge of financial markets and macroeconomic trends.
Education :
- Bachelor's Degree in Finance, Economics, Accounting, Mathematics, Statistics, Engineering, Computer Science, or a related discipline.
Key Competencies :
- Strong analytical and problem-solving skills.
- Excellent communication and stakeholder management abilities.
- High attention to detail and accuracy.
- Ability to manage multiple priorities and tight deadlines.
- Strong ownership mindset and accountability.
- Structured and logical approach to work.
- Ability to work effectively in a fast-paced environment.
- Collaborative and proactive team player.
Why Consider This Role :
- Exposure to credit risk strategy and portfolio management.
- Opportunity to work with senior risk and business stakeholders.
- Involvement in data-driven risk management initiatives.
- Strong learning and career development opportunities within a dynamic banking environment.