Senior Product Manager

Razorpay is one of Indias leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - weve since grown into a fintech powerhouse driving Indias digital payment revolution.
Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow.
From building AI-native agentic payments, to AI-assisted fraud detection and real-time risk intelligence to automated reconciliation, smart payouts, and predictive financial insights, we are embedding intelligence across our stack to make money movement faster, safer, and more efficient. In close collaboration with ecosystem partners - including banks, networks, regulators - we are pioneering industry-first solutions that are shaping the next era of fintech
Across India, Singapore and Malaysia, our products span everything from seamless checkouts to payroll automation - powering a fintech ecosystem thats redefining how money moves across Asia.
Today, that ecosystem supports everyone from early-stage startups to some of Indias largest enterprises, enabling them to accept, process, and disburse payments at scale while expanding into new ways of managing money more efficiently.
Our scale speaks volumes: Razorpay processes $180+ billion in annualized transactions, powering leading businesses like Airbnb, Facebook, WhatsApp, Airtel, CRED, BookmyShow, Zomato, Swiggy, Lenskart, Mirae Asset Capital markets, Indian Oil, National Pension Scheme - and over 100 of Indias unicorns. With strong roots in India and growing operations in Southeast Asia, we are shaping the next chapter of financial technology across the region.
We are backed by global investors including GIC, Peak XV Partners (formerly Sequoia Capital India & SEA), Tiger Global, Ribbit Capital, Matrix Partners, MasterCard, and Salesforce Ventures, having raised over $740 million to date. Strategic acquisitions - including Ezetap (POS and offline payments), Curlec (Malaysia expansion), BillMe (digital invoicing), and POP (rewards-first UPI) - along with earlier moves in fraud prevention, payroll, and lending, have further strengthened our platform and widened our footprint across Asia.
But what truly sets Razorpay apart is our culture. At Razorpay, ownership is our oxygen - you own what you build, with no micromanagement or red tape, just the runway to make your ideas fly. Learning is a lifestyle - if youre curious, youll feel at home here. People > Pedigree - we hire for attitude, hustle, and hunger more than degrees. Transparency thrives over titles - this is where interns question CXOs and CXOs say thank you. Guided by our values of Customer First, Autonomy & Ownership, Agility with Integrity, Transparency, Challenging the status quo and a strong belief that Razorpay grows with Razors, youll be part of a 3000+ strong team building not just products, but the financial infrastructure of the future.
The Role
As AI Product Manager, youll be the catalyst for AI-driven operational transformation at Razorpay. Your mission is to eliminate inefficiency and elevate quality across internal teams by solving things via AI.
This role is perfect for an AI enthusiast who thrives on experimentation and sees opportunities to automate repetitive tasks everywhere. Youll build tools that help teams accomplish in minutes what used to take hours. And also do things that earlier wasnt just feasible.
Key Responsibilities

• Identify high-impact use cases where AI can unlock new customer value or operational efficiency
• Collaborate with leadership to align AI initiatives with Razorpays broader product and business strategy
• Design and build productivity-multiplying tools that teams actually want to use, focusing on eliminating repetitive work and reducing time-to-completion
• Create intelligent agents that can understand context, make decisions, and take actions across multiple platforms and data sources
• Build seamless connections between various internal tools, APIs, and data sources to create unified, intelligent workflows
• Proficiently use no-code/low-code platforms like Replit, Lovable, and Cursor to build and test functional prototypes quickly
• Master automation tools like n8n to create sophisticated multi-step workflows that connect disparate systems and data sources
• Design and implement complex integrations that allow AI agents to interact with multiple platforms seamlessly
• Build AI agents that can understand context, make decisions, and execute tasks autonomously while maintaining quality and accuracy
• Partner with Engineering, Data Science, Design, and Operations teams to bring AI solutions to life
• Work with Compliance, Risk, and Legal teams to ensure AI implementations meet regulatory requirements
• Collaborate with external vendors and ecosystem partners for AI infrastructure and specialized capabilities
  

What Were Looking For

• Bachelors degree in Engineering (Computer Science, Electronics, or related technical field) with minimum 5 years of product management experience.
• Hands-on experience building AI-powered solutions using no-code platforms (Replit, Lovable, Cursor) and automation tools (n8n, Zapier) with practical knowledge of Prompt Engineering
• Strong analytical and problem-solving skills with comfort in rapid prototyping and iterative development
  

Razorpay believes in and follows an equal employment opportunity policy that doesnt discriminate on gender, religion, sexual orientation, colour, nationality, age, etc. We welcome interests and applications from all groups and communities across the globe.
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