Credit Risk Modelling - TD Bank

Department Icon BFSI (Credit & Risk)
97+ Applicants
Posted: 1 month ago
4-6 years
Bengaluru / Bangalore, Karnataka
work from office

Posted: 1 month ago
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Applicants: 97+
Job Description
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Job Description

Tiger Analytics is a global leader in AI and analytics, helping Fortune 1000 companies solve their toughest challenges. We offer full-stack AI and analytics services & solutions to empower businesses to achieve real outcomes and value at scale. We are on a mission to push the boundaries of what AI and analytics can do to help enterprises navigate uncertainty and move forward decisively. Our purpose is to provide certainty to shape a better tomorrow.
Our team of 4000+ technologists and consultants are based in the US, Canada, the UK, India, Singapore, and Australia, working closely with clients across CPG, Retail, Insurance, BFS, Manufacturing, Life Sciences, and Healthcare. Many of our team leaders rank in the Top 10 and 40 Under 40 lists, exemplifying our dedication to innovation and excellence.
We are a Great Place to Work-Certifiedtrade mark (2022-24), recognized by analyst firms such as Forrester, Gartner, HFS, Everest, ISG and others. We have been ranked among the Best and Fastest Growing analytics firms lists by Inc., Financial Times, Economic Times and Analytics India Magazine.
About the role:
Tiger Analytics is looking for Credit Risk Senior Analyst a highly analytical and results-driven professional to join our Banking and Financial Services practice supporting credit risk analytics for the Credit Card business.
The role will focus on developing, monitoring, and optimizing credit risk strategies across the customer lifecycle (origination, underwriting, and portfolio management) to drive portfolio growth, risk optimization, and profitability.
This position requires strong domain expertise in lending/credit risk, advanced analytical capabilities, and hands-on technical proficiency.
Location:Hyderabad, Chennai, Bangalore, Gurgaon
Responsibilities
Key Responsibilities:
1. Develop, enhance, and monitor credit risk strategies to optimize risk-reward tradeoffs
2. Experience in Developing Credit risk scorecards, regulatory models such as CECL/CCAR
3. Monitor origination and portfolio performance, identify deviations from expectations, and recommend strategic adjustments
4. Analyse customer lifecycle behaviour to drive underwriting and portfolio strategy enhancements
5. Present insights and recommendations to senior stakeholders
Domain Expectations
  • Strong expertise in Credit Risk Analytics/Modelling within Lending / Credit Card portfolios
  • Experience in credit strategy development, underwriting strategy, and portfolio monitoring
  • Understanding of risk metrics such as approval rates, delinquency, loss rates, vintage analysis, profitability metrics
  • Understanding the nuisances of scorecard modelling or regulatory models.
Analytical Expectations
  • Strong quantitative and problem-solving skills
  • Experience analysing portfolio analytics and modelling credit risk.
  • Ability to translate complex analytical findings into actionable business recommendations
  • Strategic thinking with focus on balancing growth and risk
Behavioral Competencies

Looking to get Placed? Try our Placement Guarantee Plan

  • Strong ownership mindset and accountability
  • High intellectual curiosity and analytical rigor
  • Excellent communication and stakeholder management skills
  • Ability to influence cross-functional teams and senior leadership
Job Requirement
Technical Skills (Must Have)
  • Strong hands-on experience in SAS
  • Advanced SQL skills for data extraction and manipulation
  • Experience working with large structured datasets
  • Experience with data visualization tools (e.g., Tableau)
Qualifications
  • Bachelors degree in Statistics, Mathematics, Economics, Engineering, Finance, or related quantitative field
  • Advanced degree preferred
  • 4+ years of experience in quantitative analytics with strong exposure to credit/lending domain

Skills

Credit RiskCredit Risk AnalyticsUnderwriting

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About Company

Tiger Analytics is a leading advanced analytics and data science consulting firm that specializes in building AI and data-driven solutions for businesses across various industries. Founded with the mission to leverage the power of data to solve complex business challenges, Tiger Analytics combines deep industry expertise with technical innovation to deliver impactful results.

Their services range from data engineering and analytics strategy to machine learning and artificial intelligence, all tailored to help clients make informed decisions, optimize operations, and enhance customer experiences. With a strong foundation in statistical analysis and predictive modeling, Tiger Analytics excels at transforming raw data into actionable insights.

The company prides itself on a collaborative approach, working closely with clients to understand their unique needs and challenges. This client-centric focus, coupled with a team of world-class data scientists and analysts, has enabled Tiger Analytics to establish a reputation for excellence and innovation.

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Important dates & deadlines?

Application Deadline

24 Jun 26, 01:21 PM IST

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Credit Risk Modelling - TD Bank

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