Credit Analyst, Commercial Lending

What role you will play in team: You will be responsible for analyzing the financial health of businesses applying for commercial loans.

What you will do: You'll assess creditworthiness, manage risk, and prepare detailed credit reports to support lending decisions.

Key responsibility:

• Analyze financial statements and other data to assess creditworthiness of commercial loan applicants.
• Prepare detailed credit reports, including risk assessments and recommendations.
• Maintain accurate records and documentation of credit analysis.
• Collaborate with lending officers to support loan decisions.
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  Stay informed on industry trends and regulatory changes affecting commercial lending.
• Maintain a high level of accuracy and attention to detail.

Required Qualification and Skills:

• Bachelor's degree in finance, accounting, or a related field.
• 1-2 years of experience in credit analysis or a related field.
• Strong analytical and problem-solving skills.
• Proficiency in financial statement analysis.
• Excellent communication and interpersonal skills.
• Understanding of commercial lending principles and regulations.

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Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional growth.
• Supportive and collaborative work environment.
• Health Insurance.
• Paid Time Off.

A Day in the Life: Analyzing financial statements, preparing credit reports, collaborating with lending officers, and staying current on industry trends and regulatory changes.