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Job Description
In this role, you will:
- Participate in credit research and investigation of existing and prospective clients and counterparties under the direction of more experienced individuals within Commercial Real Estate Underwriting functional area
- Review basic issues, policies, or procedures for which answers can be quickly obtained, and are related to low to medium risk tasks and deliverables
- Receive direction from supervisor and exercise independent judgment while developing understanding of function, policies, procedures, and compliance requirements
- Collaborate and consult with Commercial Real Estate Underwriting managers, functional colleagues, and stakeholders, including internal as well as external customers
- 6+ months of Commercial Real Estate Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Ability to read, comprehend and synthesize data regarding property performance / market related information from multiple sources into one prescribed template.
- Knowledge of mortgages, real estate market, and financial lending.
- Sound understanding of commercial credit analysis techniques including cash flow analysis, financial concepts and valuation of collateral.
- Good knowledge with excel skills.
- Excellent communication skills, with good comprehension and business writing skills.
- Analytical bent of mind and ability to draw pattern from discrete set of data.
- Master Degree in Accounting, Finance, Economics
- Any professional Finance/Accounting/Economics certification would be a plus
- Ensure that all the sub-process SLAs are met
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- Ensure that all the procedure manuals, process maps are upto date
- Work Tracking and Equitable Assignment
- Develop understanding of the business beyond task / process based knowledge
- Share Best Practices with team.
- Proactive idea generation in automation / efficiency opportunities
- Contribute towards Hard Dollar Save projects / Risk Reduction project, efficiency project
- Overlook the training process.
- Conduct functional trainings for TMs.
- Study various application enhancements and promote culture of adoption within the team
- Promptly answer all queries / questions from onshore.
- Actively participate in all Team Meetings / Huddles
- Participate in all applicable Org/Function level town halls
Skills
Credit AnalysisUnderwritingReal Estate UnderwritingCommercial Real EstateCorporate Real EstateBusiness DevelopmentAccountingSalesIf an employer asks you to pay any kind of fee, please notify us immediately. Jobaaj does not charge any fee from the applicants and we do not allow other companies also to do so.
About Company
Wells Fargo & Company is an American multinational financial services company with a significant global presence, operating in 35 countries and serving over 70 million customers worldwide. It is one of the “Big Four” banks in the United States, alongside JPMorgan Chase, Bank of America, and Citigroup, and is designated as a systemically important financial institution by the Financial Stability Board.
Founded in 1852 by Henry Wells and William G. Fargo, the company’s primary subsidiary is Wells Fargo Bank, N.A., headquartered in Sioux Falls, South Dakota for legal purposes. Wells Fargo is the fourth‑largest bank in the U.S. by total assets and ranks among the largest by deposits and market capitalization. It operates over 8,000 branches, 13,000 ATMs, and is a leading retail mortgage originator and servicer in the U.S., with a servicing portfolio exceeding $1.8 trillion.
In India, Wells Fargo began operations in 2006 with Wells Fargo India Solutions and has since expanded to major offices in Hyderabad, Bengaluru, and Chennai. The India teams support nearly all of Wells Fargo’s business lines, delivering services in technology, operations, risk, analytics, and corporate functions. India is a critical hub in the bank’s global delivery strategy, focusing on innovation, operational excellence, and strong risk management.
Important dates & deadlines?
Application Deadline
11 Jan 26, 05:54 PM IST
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Commercial Real Estate Underwriting Associate
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