Credit Review-Lending Services (Empowering Talent: Job Opportunities For Persons With Disabilities)

J ob Title: Credit Review-Lending Services (Associate/ Sr Associate/ Delivery Lead/ Manager)

• Location: Gurgaon/Bangalore/Pune (Work From Office)
• Work hours: 10am to 7pm IST
• Department: Lending Services
• Experience Level : 2-12 years

We are looking for a passionate, energetic individual to join our Lending Services division. You will be required to perform quality check of annual reviews, team management and stakeholder management

Key Responsibilities

• Quality check of Annual reviews covering financial statement, performance and trend analysis for assessing the credit worthiness of corporates.
• Making sure credit reports (annual/quarterly reviews) include profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc).
• Managing internal and external stakeholders
• Responsible for staffing, governance set-up, meeting the client SLAs.
• Adding value to the team and cross training of resources
• Excellent understanding of forecast excel models

• Strong understanding of credit principles, credit review/ appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis for mid/ large corporates
• Qualified Chartered Accountant or MBA Finance or CFA or M.Com or equivalent degree
• Excellent written & verbal communication skills and ability to build effective relationships with various stake holders
• Ability to multi-task independently under tight timelines and eye for details
• 2-12 years of relevant experience in credit industry