Business Analyst - Mid Market Working Capital SCF - Mumbai

• Business Analyst - Mid Market Working Capital SCF - Mumbai
• Company: Aditya Birla Capital
• Job Location: Mumbai, Maharashtra, India
• Employment Type: Full-time
• Experience Required: 3 - 4 years
• Salary: 83,3331,66,667 a month
• Business Analyst | Aditya Birla Finance Ltd. (Mid-Market & SCF)
• Eligibility:
• MBA/Masters in Finance with 3-4 years of relevant experience.
• Role Summary:

Responsible for credit appraisal and underwriting of Mid-Market & Supply Chain Finance (SCF) cases, ensuring sound credit decisions, portfolio monitoring, timely renewals, and adherence to risk policies while maintaining quick turnaround times (TAT).

• Key Responsibilities:
• Analyze and underwrite credit proposals using financial, business, and risk assessments.
• Evaluate borrower creditworthiness and recommend approval/rejection decisions.
• Collaborate with sales, risk, legal, and operations teams for deal structuring and faster sanctions.
• Monitor existing portfolios, renewals, DPDs, covenant compliance, and annual reviews.
• Support anchor program reviews and post-sanction surveillance.
• Build strong relationships with clients and internal stakeholders while balancing growth and risk.
• Assist in training and mentoring junior credit analysts.
• Key Skills:

Credit Analysis Financial Statement Analysis Commercial Lending Risk Assessment Loan Structuring Portfolio Monitoring Stakeholder Management Supply Chain Finance (SCF) Mid-Market Lending

Ideal Candidate:

A credit professional with strong analytical skills, commercial lending experience, stakeholder management capabilities, and the ability to make prudent credit decisions in a fast-paced environment. .