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Job Description
| RC - Credit Manager - CV/CE - Retail Credit | |||||
| INTERNAL USAGE: | |||||
| No. of Vacancies: | Reports to: | Regional Credit Manager | |||
| Is a Team leader | N | Team Size: | NA | ||
| Grade: | |||||
| Business: | Corporate Center | Department: | Retail Credit | Sub-Department: | CVCE Credit |
| Location: | |||||
| About Wholesale Credit | |||||
| The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes | |||||
| AbouttheRole | |||||
| The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit Manager is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank. | |||||
| Key Responsibilities | |||||
Looking to get Placed? Try our Placement Guarantee Plan Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality. Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance of a healthy portfolio Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives Ensure timely completion of key deliverables, audit queries and adherence to the corporate retail policy/ scheme | |||||
| Qualifications | |||||
Graduation/ Post- Graduation (MBA/ CA preferred) from a recognized institute Experience of atleast 2 years in assessing credit of Commercial Vehicle and Construction Equipment Product | |||||
| Role Proficiencies: | |||||
For successful execution of the job, the candidate should possess: Knowledge of credit, relevant industry and product trends Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines |
Skills
Credit AppraisalRetail CreditUnderwritingCaCredit ManagerIf an employer asks you to pay any kind of fee, please notify us immediately. Jobaaj does not charge any fee from the applicants and we do not allow other companies also to do so.
About Company
Axis Bank, one of India's leading private sector banks, is recognized for its innovative financial solutions and customer-centric approach. With a strong presence spanning across retail, corporate, and institutional banking, Axis Bank offers a comprehensive range of products and services tailored to meet the diverse needs of its customers. Committed to leveraging technology to enhance banking experiences, Axis Bank provides convenient digital banking platforms and cutting-edge financial tools. With a focus on transparency, integrity, and customer satisfaction, Axis Bank continues to be a trusted partner for individuals and businesses alike. Explore exciting career opportunities with Axis Bank, where talent is nurtured, and aspirations are realized in shaping the future of banking in India.
Important dates & deadlines?
Application Deadline
12 Apr 26, 01:59 PM IST
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