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Job Description
About Retail Portfolio Management Group
The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank.
About the Role
The Cluster Portfolio Manager handles multiple centers which handles Risk - 60 portfolio. The Cluster Portfolio manager ensures NPA resolution and manages the portfolio as per the existing process. The Cluster Portfolio manager also ensures compliance with the audit procedures of the bank
Key Responsibilities
.Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement
.Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level
.Ensure adherence to the set process and audit requirements in place
.Ensure minimum forward flow from the buckets
.Create a performance oriented environment leading to high employee motivation and productivity
.Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank
Qualifications
Optimal qualification for success on the job is:
.Graduation/ Post-Graduation from a recognized institute
.Min 5 yeas of relevant experience in NBFC/Banking Industry
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Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
.Knowledge and understanding of collections and market dynamics.
.Knowledge of regulatory guidelines and norms
.Good communication (both verbal and written) skill in both English and the local language.
.Ability to manage complex client situations.
.Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment.
.Ability to handle pressure and meet deadlines
Skills
Portfolio ManagementPortfolio ManagerIf an employer asks you to pay any kind of fee, please notify us immediately. Jobaaj does not charge any fee from the applicants and we do not allow other companies also to do so.
About Company
Axis Bank, one of India's leading private sector banks, is recognized for its innovative financial solutions and customer-centric approach. With a strong presence spanning across retail, corporate, and institutional banking, Axis Bank offers a comprehensive range of products and services tailored to meet the diverse needs of its customers. Committed to leveraging technology to enhance banking experiences, Axis Bank provides convenient digital banking platforms and cutting-edge financial tools. With a focus on transparency, integrity, and customer satisfaction, Axis Bank continues to be a trusted partner for individuals and businesses alike. Explore exciting career opportunities with Axis Bank, where talent is nurtured, and aspirations are realized in shaping the future of banking in India.
Important dates & deadlines?
Application Deadline
02 Mar 26, 05:21 PM IST
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RPMG:Cluster Portfolio Manager - Credit Card
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