Manager - BLSE & LAP North West

“This position is open with Bajaj Finance ltd.”

Candidate will be responsible for managing flexi portfolio for SME. Activities related to blocking/unblocking and reporting will be part of responsibilities

3.  PRINCIPAL ACCOUNTABILITIES

(Accountabilities associated with the job)

•  Highlight cases triggered as per through the door rule set. Engage with sales and credit teams to identify risk. Formulate learnings from through the door into policies
•  Actively engage in Portfolio management related to flexi line management. Blocking and Unblocking of limits.
•  Propose policy refinements as per business/market requirement.
•  Identify opportunities and propose strategies to enhance business. Formulate, implement and monitor portfolio segments to enable Business Teams
•  Monitor, manage & refine IT platform SFDC for better risk management. Execute reports on SFDC, Datamart, etc.
•  to identify any issues related to incorrect system behavior (e.g. case approved by system which ideally should be rejected as per Policy).
•  Periodic testing of System validation approval and line assignment rules
•  Routine interaction with stakeholder (Business, Credit, RCU, Ops and IT), and tracking / closure of minute items.
•  Work with COE and Product team to formulate, test and implement business opportunities/requirements
•  Conduct Business UAT for new developments, provide signoff and closely monitor the development post production deployment.
•  Periodic reporting of MIS and Dashboards (Bounce, Projected risk metrics, etc.)
•  Assist Sales Team to resolve cases which are stuck due to system issues.

4.  MAJOR CHALLENGES

(Challenges faced on an on-going basis in carrying out the job)

•  Dynamic portfolio with multiple variables influencing risk performance
•  High velocity – Expertise required to manage huge data sets
•  Draw meaningful / actionable insights as an outcome of data analysis

Ongoing liaising with IT, Business and BIU teams to ensure timely reporting of critical performance indicators

• a) Qualifications
• Graduate/ Post-Graduate having Banking domain knowledge
• b) Work Experience
• 2 - 3 years’ experience in retail or consumer lending. 
• Excellent analytical, data management and presentation skills.
• Exposure to data management tools Eg. SQL/Power BI etc.

Effective verbal and written communication skills and stakeholder management