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Job Description
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Key Highlights of the Role:
- Support the Lead X-Sell & Servicing in driving the product delivery, optimization, and governance of in-app cross-sell and digital servicing journeys on the BOBCARD mobile application.
- Own the execution of assigned product features and customer journeys, ensuring seamless customer experiences, timely delivery, regulatory compliance, and achievement of business objectives.
- Gather, analyze and document business requirements through BRDs, FRDs, user stories, process flows, and acceptance criteria; work closely with business stakeholders to ensure clarity and completeness of requirements
- Manage product backlog for Mobile App, prioritize enhancements and defect fixes and support roadmap execution in alignment with business goals and customer needs
- Drive implementation of journeys and digital products such as EMI conversions, credit limit enhancement, balance transfer, add-on cards, insurance products and other revenue-generating opportunities
- Own the development and enhancement of digital servicing features including statement access, card controls, rewards redemption, dispute management, service requests, profile management, and other self-service capabilities
- Coordinate with UX/UI teams to design intuitive, customer-centric journeys that improve conversion rates, reduce drop-offs, and enhance overall app experience
- Work with Martech, Analytics, and Campaign teams to execute personalized customer engagement initiatives through push notifications, in-app banners, deep links, personalized nudges, and lifecycle-based campaigns
- Analyze customer behavior, funnel performance, feature adoption, and customer feedback to identify improvement opportunities and recommend data-driven enhancements.
- Collaborate with Analytics and Data Science teams to implement customer segmentation, propensity models, and targeted engagement strategies within the mobile application
- Support governance activities including compliance reviews, audit requirements, change management processes, release documentation, and adherence to RBI guidelines and internal policies
- Identify opportunities for process automation, digitization, and customer self-service enhancements to improve operational efficiency and reduce service costs.
Applicant Attributes:
- Strong understanding of digital product management principles with hands-on experience in mobile app product ownership within Banking, Cards, NBFC or Fintech
- Working knowledge of credit card products and customer lifecycle journeys, including card onboarding, transaction management, EMI conversion, rewards, disputes, limit management, and servicing journeys
- Experience in managing mobile app product backlogs, requirement gathering, feature prioritization, and roadmap execution
- Hands-on experience in Business Solutions Group (BSG) activities including preparation of BRDs, FRDs, user stories, process flows, acceptance criteria, and stakeholder sign-offs
- Good understanding of Agile and Scrum methodologies, including sprint planning, backlog grooming, sprint reviews, and release management
- Experienced in coordinating with Technology, QA, Design, Analytics, Martech, Operations, Risk, and Compliance teams for successful product delivery
- Understanding of mobile app development lifecycle, including iOS and Android platforms, API integrations, deep linking, app release processes, and app performance metrics
- Working knowledge of analytics tools and digital metrics including MAU, DAU, feature adoption, conversion funnels, session depth, CTR, retention, and servicing KPIs.
- Familiarity with API-based integrations, third-party vendor management, and fintech ecosystem partnerships.
- Excellent communication and stakeholder management skills with the ability to effectively collaborate across business, technology, operations, and support functions.
- Strong organizational skills with the ability to manage multiple initiatives simultaneously while maintaining attention to detail and delivery timelines.
- Proficiency in Microsoft Excel, PowerPoint, and product management tools such as Jira, Confluence, Azure DevOps, or equivalent platforms.
Skills
IT Project ManagementIT Product ManagementIT Product DevelopmentIT Jobs In BFSIAgileProduct ManagementEfficiencyEngagementPrioritizationUser StoriesIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
BOBCARD LIMITED, formerly known as BOB Financial Solutions Limited, was established in the year 1994. It is a non-banking Financial Company, wholly owned by Bank of Baroda, one of the top banks of India. The Company's primary business is credit cards and merchant acquiring. As the world continues rebuilding in search of new happiness, we continue to offer products that include the best deals, offers, and rewards to ensure that ‘Happiness Is Trending Now’.
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