Job Description
We are seeking a highly motivated and experienced Credit Manager to oversee all aspects of credit granting and collection for our operations in Gudur. This role involves managing credit risk, ensuring timely collections, and maintaining strong customer relationships.
Job Responsibilities:**
- Manage the full credit lifecycle, from application assessment to collections and recovery.
- Conduct thorough credit analysis of new and existing customers, utilizing financial statements, credit reports, and industry data.
- Establish and maintain credit limits and terms for customers in line with company policy and risk appetite.
- Develop and implement effective collection strategies to minimize overdue accounts and bad debt.
- Monitor accounts receivable aging and proactively identify potential credit risks.
- Negotiate payment plans and resolve credit-related disputes with customers.
- Prepare regular reports on credit performance, collections, and risk exposure.
- Collaborate with sales, customer service, and finance departments to ensure smooth credit operations.
- Stay updated on industry trends, credit regulations, and economic conditions impacting credit risk.
- Lead and mentor a small team of credit analysts or officers (if applicable).
- Bachelors degree in Finance, Accounting, Business Administration, or a related field.
- Minimum of 5 years of progressive experience in credit management, preferably within a relevant industry.
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- Proven track record of successful credit risk assessment and collection efforts.
- Strong understanding of financial statement analysis, credit scoring models, and legal aspects of credit.
- Excellent analytical, problem-solving, and decision-making skills.
- Superior communication, negotiation, and interpersonal abilities.
- Proficiency in credit management software and Microsoft Office Suite (especially Excel).
- Ability to work independently and manage multiple priorities in a fast-paced environment.
- Knowledge of the local market and business environment in Gudur is an advantage.
Skills
Credit RiskCredit AnalysisCredit ReportsCredit Risk AssessmentCredit ScoringFinancial StatementsCredit ManagerIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Credit Saison, a leading Japanese financial services company, is at the forefront of offering innovative credit and loan products. Credit Saison Careers provide a dynamic platform for professionals passionate about shaping the future of finance. Working at Credit Saison, employees engage in a range of functions from credit card services to loan management, and fintech innovations. The company is committed to fostering a culture of creativity, inclusivity, and continuous learning. A career at Credit Saison is not just a job; it's an opportunity to be part of a team that values integrity, customer satisfaction, and forward-thinking. Joining Credit Saison Careers means contributing to a company that makes financial services more accessible and convenient for millions worldwide.
Important dates & deadlines?
Application Deadline
21 Nov 26, 12:58 PM IST
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Credit Manager - Gudur
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