Group Health Underwriter

Position Description:

Lead the underwriting strategy and team operations for group health and personal accident insurance, ensuring profitability and portfolio growth.

Key Responsibilities:

• Own the profitability and top-line growth of the Group Health and Group Personal Accident (PA) insurance portfolio.
• Lead the evaluation of group proposals by analyzing claims history, coverage terms, demographics, and market dynamics.
• Ensure timely and competitive quote generation, with a focus on identifying high-conversion, profitable accounts.
• Collaborate with external stakeholders (sales teams, brokers, channel partners, clients) and internal teams (Operations, IT) to support business acquisition and retention.
• Drive efficiency within the underwriting team by identifying automation opportunities and providing inputs for IT system enhancements.
• Stay abreast of industry trends, regulatory changes, and innovations in the group health insurance space.
• Recommend new product ideas and underwriting strategies to maintain a competitive edge.
• Manage and mentor a team of underwriters, ensuring high performance, skill development, and alignment with business goals.
• Foster strong working relationships across the value chain to support seamless execution and client satisfaction.

• Group Health Underwriting experience and team management skills
• Strong analytical and numerical reasoning abilities
• Excellent communication skills (oral and written) in English
• Ability to build and maintain collaborative relationships with internal and external stakeholders
• Proactive, solution-oriented mindset with a focus on operational excellence

• Analytical thinking and problem-solving
• Clear and effective communication
• Collaboration and cross-functional teamwork
• Curiosity and continuous learning
• Business acumen and strategic mindset