Group Health Underwriter

Department Icon Insurance- General Insurance
93+ Applicants
Posted: 3 weeks ago
0-1 years
Bengaluru / Bangalore, Karnataka
work from office

Posted: 3 weeks ago
|
Applicants: 94+
Job Description
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Job Description

Position Description:
Lead the underwriting strategy and team operations for group health and personal accident insurance, ensuring profitability and portfolio growth.
Key Responsibilities:
  • Own the profitability and top-line growth of the Group Health and Group Personal Accident (PA) insurance portfolio.
  • Lead the evaluation of group proposals by analyzing claims history, coverage terms, demographics, and market dynamics.
  • Ensure timely and competitive quote generation, with a focus on identifying high-conversion, profitable accounts.
  • Collaborate with external stakeholders (sales teams, brokers, channel partners, clients) and internal teams (Operations, IT) to support business acquisition and retention.
  • Drive efficiency within the underwriting team by identifying automation opportunities and providing inputs for IT system enhancements.
  • Stay abreast of industry trends, regulatory changes, and innovations in the group health insurance space.
  • Recommend new product ideas and underwriting strategies to maintain a competitive edge.
  • Manage and mentor a team of underwriters, ensuring high performance, skill development, and alignment with business goals.
  • Foster strong working relationships across the value chain to support seamless execution and client satisfaction.
Key Competencies:
  • Group Health Underwriting experience and team management skills
  • Strong analytical and numerical reasoning abilities
  • Excellent communication skills (oral and written) in English
  • Ability to build and maintain collaborative relationships with internal and external stakeholders
  • Proactive, solution-oriented mindset with a focus on operational excellence
Behavioral Traits:
  • Analytical thinking and problem-solving
  • Clear and effective communication
  • Collaboration and cross-functional teamwork
  • Curiosity and continuous learning
  • Business acumen and strategic mindset

Skills

InsuranceHealth Insurance

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About Company

Digit Insurance is a tech-driven, customer-centric general insurance company. We offer a wide range of insurance products including motor, health, travel, home, and more, leveraging technology to provide a seamless and efficient customer experience.

Important dates & deadlines?

Application Deadline

02 Oct 26, 10:28 AM IST

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Group Health Underwriter

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