Lead - ICAAP/Stress Testing & Regulatory Reporting - Banking

Lead ICAAP, Stress Testing & Regulatory Reporting

Location: Mumbai | Department: Enterprise Risk Management (ERM)

The ideal candidate should have 7+ years of relevant experience in ICAAP, Stress Testing, and Regulatory Reporting within the banking sector, preferably with private, PSU, or MNC banks. The candidate should possess strong expertise in Basel III, RBI regulatory guidelines, risk management frameworks, and regulatory submissions.

Job Responsibilities:

• Responsible for overall management of Policies related to ICAAP, Stress testing and other related regulatory reporting.
• Drive end to end working of ICAAP, Stress testing and related regulatory reporting incl. stakeholder coordination, Memo preparations for submission to Board and IAD/ RBI dealings etc.
• Responsible for tracking the regulations/ guidelines warranting amendments in extant Policies/ framework or introduction of new Policies/ framework.
• Risk insight on Manuals/ Framework/ Process documents etc.
• Coordinate closely with stakeholders to ensure that risk appetite and standards are being complied with on the emerging changes.
• Ensure timely submission of Data Requirements - Scheduled and Adhoc like RBS, Basel Disclosure, RBI/other Audit Adhoc requirements.
• Assist seniors in presentation of agenda related credit risk management/board risk management committee which includes preparation of information pack, and responding to queries/analytical request from the committee.
• Assist in Stakeholders Management - Business, Credit, Strategy, Finance, Audit, Compliance, Regulatory, Top Management, Board etc.
• Participate proactively to various risk related projects and initiatives owing to synergies (i.e. ICAAP, Stress Testing, ECL, Portfolio analysis etc.)

Key Skills:

• Extensive working experience with Bank (preferably Private, PSU and MNC) on ICAAP, Stress testing, Reg Reporting like Basel Disc, RBS submissions etc. (Min 7 years of relevant Exp.)
• Strong understanding of Credit/ related policies, process, regulations etc.
• Good understanding of Risk Management principles and Basel III and evolving practices, regulatory guidelines in this space.
• Possess strong problem solving skills (hypothesis-driven thinking, analytical, quantitative, conceptual skills).
• Capable of professional discussions with internal and external stakeholders.
• Strong organizational skills with ability to manage multiple priorities. Proven ability to work in teams and manage projects and deliver business results in a rapidly changing and cross-functional matrix environment.

Educational / Professional Qualifications:

• Experience with financial background viz. CA/MBA (Finance) /CFA etc. FRM/PRM preferable with around 7+ years of relevant experience.

Personal Attributes:

• Good time-management skills.
• Self-motivated and leadership attributes.
• People management and relationship skills.
• Good PC skills.
• Have a hands-on attitude and approach