BCM-Business Analyst - Cards And Payments-Senior-GDSF02(Big4jobs)

Posted: 3 days ago
5-10 years
Kochi, KL, 682313 +1 more…, India
work from office
Full Time
Closes 11 Dec 2026

Posted: 3 days ago
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Job Description

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. 

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  • Service line - Position Title:
  • Senior Consultant – Cards and Payments Business Analyst
  • At EY, we’re all in to shape your future with confidence. 

We’ll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. 

  • Join EY and help to build a better working world. 
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  • About Global Delivery Services

Global Delivery Services refers to EY's worldwide network of service delivery centers. The GDS team plays an important role in EY’s strategy by ensuring effective support to EY’s growth agenda.

Our journey started in 2002 with approximately 200 people. Today we stand at 80,000+ professionals in ten locations around the world. We operate in Argentina, China, Hungary, India, Philippines, Poland, Sri Lanka, Mexico, Spain and the United Kingdom.

Client service is focused on providing Consulting, Assurance, Tax, Strategy & Transactions, and Knowledge support to our clients around the world. The teams enable account teams worldwide to provide seamless, high-quality, value-added support, helping deliver exceptional client service.

Enablement Services provides cost-effective, high-skilled, and innovative services to support EY’s global and local enablement teams. Markets, BMC, AWS, Finance and Accounting, Risk Management, Procurement, People Shared Services, IT Service Delivery and IT Global Infrastructure services, are among the services offered by Enablement Services.

Our innovation specialists serve the GDS Client Service and Enablement Services teams, along with Service Lines, Core Business Services and Sectors. The team brings the desired environment, technologies and skilled teams together for facilitation, rapid prototyping and innovative thinking. The competencies offered include analytics, digital, user experience, mobile technology, infrastructure, Microsoft technologies and open innovation.

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  • The Opportunity
  • Cards and Payments Functional Business Analyst
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  • Your Key Responsibilities
  • 5+ years’ experience in banking payments transformations or implementing new cards and payment systems
  • 3+ Years of experience of working as Tech Business Analyst for Payment Processing Systems in large banks.
  • Familiar with Payments messaging standards such as NACHA, ISO 8583, ISO 20022, SWIFT
  • Proven experience as a Business Analyst or Technical Business Analyst in the payments or financial services domain.
  • Strong understanding of payment systems, processing, and industry trends (e.g., ISO 20022, digital payments, payment gateways).
  • Expertise in Cards Management platforms like HPS PowerCard, VisionPLUS, TSYS Prime
  • Expertise in Enterprise Payment platforms like Finacle, Base24.
  • Proficiency in technical documentation and modelling tools (e.g., UML, BPMN).
  • Excellent analytical, problem-solving, and communication skills.
  • Familiarity with Agile methodologies and tools (e.g., Scrum, JIRA).
  • Experience with API integrations and payment technologies.
  • Knowledge of regulatory requirements in the payments industry.
  • Certification in Business Analysis (e.g., CBAP) or Agile methodologies.
  • Good Knowledge of check payments value chain involving Fraud and Dispute management, Clearing and Settlement processing, Network regulations and compliance.
  • Demonstrable payment processing and clearing knowledge especially data mapping and modelling to support triaging issues raised in development and production
  • Proven track record of working on multiple projects and change management initiatives in a fast-paced and complex environment including liaising with external third-party companies as necessary.
  • Experience in stakeholder management and governance in large scale implementations.
  • Sound knowledge of upstream and downstream systems in payments landscape like Core banking, Payment Switches, Compliance, FX, Advising, Billing etc.
  • Knowledge about payments regulatory frameworks like SEPA, BASEL, PSD2, PCIDSS etc. is desirable
  • Experience in working with payment processing stakeholders like Payment Intermediaries, Aggregators, Switches
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  • Skills and attributes for success
  • Skills and experience
  • BE/BTech+ MBA candidates with a minimum of 3 years of experience in client-facing consulting roles
  • Bring deep industry expertise in payments & digital banking and large-scale payments modernization programs
  • Provide innovative ideas with our clients to explore disruptive strategies that create business value, including usage of new age technologies, such as Blockchain and AI.

 

Behavioral Attributes:

  • Analytical, organized, team player, relishes working in a multicultural, multi-national business context.
  • Strong delivery mindset, customer focus, commitment to results and high-quality standards.
  • Good communication skills, teamwork and customer focus are essential.
  • Building influential relationships with colleagues, partners and customers is an essential part of the Services team strategy for success to date
  • Being able to work independently or in a team as needed.
  • Stakeholder engagement, management, and governance.

 

What we offer you

At EY, we’ll develop you with future-focused skills and equip you with world-class experiences. We’ll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams. Learn more.

Are you ready to shape your future with confidence? Apply today. 

To help create an equitable and inclusive experience during the recruitment process, please inform us as soon as possible about any disability-related adjustments or accommodations you may need.

 

Our Commitment: As a commitment, we persistently endeavour to embody our values, fulfil our purpose, and champion inclusiveness. Our dedication is to cultivate EY into an environment where diverse perspectives are celebrated, creating a supportive atmosphere for individuals to authentically be themselves and contribute their utmost.

Professional Development: From entry-level employees to senior leaders, we believe in continuous learning. We offer opportunities to build new skills, take on leadership roles, and connect and grow through mentorship.

People and Culture: In our dynamic workplace, diversity, equity, and inclusiveness are ingrained in our culture. We're united by a commitment to create an environment where every individual's differences are valued, practices are equitable, fostering a sense of belonging. Our shared values include integrity, respect, teaming, inclusiveness, energy, enthusiasm, courage to lead, and building relationships based on doing the right thing.

Benefits: Embark on a transformative career journey with us and indulge in a suite of premium benefits, encompassing exclusive health and wellness packages, enticing rewards, and cutting-edge learning opportunities that empower you to continually grow and excel in your professional and personal development.

How to Apply: If you are passionate to join us and are aligned with our commitment to building a better working world, we invite you to apply by completing our user-friendly form with personal and professional information and by providing your consent to data privacy.

Successful candidates advance to a competency-based interview. If mutual interest persists, a job offer awaits.

  • “We are an equal opportunity employer and are committed to Diversity, Equity & Inclusion”.
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  • EY | Building a better working world 
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  • EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets.  
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  • Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate.  
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Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.  

Skills

GoSwiftExcelAWSJiraAccountingRisk ManagementCompliancePrototypingRecruitmentProcurementAgileScrumStakeholder ManagementBusiness Analysis

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About Company

EY India Careers 2025 – Overview

Ernst & Young Global Limited (EY) is one of the Big Four professional services organisations, headquartered in London, England, and operating in 150+ countries with a global workforce of ~400,000 professionals.

EY’s roots trace back to 1849 (Harding & Pullein) and 1903 (Ernst & Ernst), with the current global legal entity formed in 1989 through the merger of Ernst & Whinney and Arthur Young.

In India, EY employs ~50,000–55,000 people across offices in Gurugram, Mumbai, Bengaluru, Hyderabad, Chennai, Kolkata, and Pune. The firm operates through four integrated service lines — Assurance, Consulting, Strategy and Transactions, and Tax — helping clients capitalise on opportunities, manage risk, and deliver responsible growth.

EY’s purpose, Building a better working world, guides its work with businesses, governments, and non‑profits to solve complex challenges. The firm is recognised for its investments in AI (via the EY.ai platform), digital transformation, sustainability, and inclusive growth.

Business Model

EY operates as a service‑based B2B professional services firm, generating revenue through assurance, consulting, strategy & transactions, and tax services.

Its model blends:

  • Deep sector expertise with technology‑driven solutions
  • Global delivery capabilities with India as a strategic hub
  • Long‑term client relationships built on trust and recurring engagements

Strategic priorities for EY India include:

  • Scaling EY.ai and AI‑enabled services
  • Expanding ESG and sustainability consulting
  • Strengthening cybersecurity and digital transformation offerings
  • Growing Strategy and Transactions advisory in high‑growth sectors

Recent Wins & Recognition

  • Launched the EY.ai platform to integrate AI into all service lines globally and in India (https://www.ey.com/en_in/news/2023/ey-launches-ey-ai-platform).
  • Advised on a $1.1 billion renewable energy acquisition in India (https://economictimes.indiatimes.com/industry/energy/power/ey-advises-on-renewable-energy-acquisition/articleshow/).
  • Recognised as a Leader in Digital Strategy Consulting in the 2025 IDC MarketScape report (https://www.ey.com/en_in/news/2025/ey-named-leader-in-digital-strategy-consulting).
  • Partnered with the Government of India on Gati Shakti infrastructure planning (https://www.ey.com/en_in/news/2024/ey-supports-gati-shakti-infrastructure-planning).
  • Awarded Best Employer for Women 2025 by Working Mother & Avtar (https://www.ey.com/en_in/news/2025/ey-best-employer-for-women).

Culture & Values

EY’s culture is anchored in its EY Values:

  • People who demonstrate integrity, respect, and teaming
  • People with energy, enthusiasm, and the courage to lead
  • People who build relationships based on doing the right thing

The firm promotes diversity, equity, and inclusion, offers global mobility opportunities, and invests heavily in continuous learning through EY Badges, EY Tech MBA, and leadership programs.


Client‑Facing Businesses

Assurance

What it is – Independent audit and assurance services to enhance trust in financial reporting. Careers in India include:

  • Statutory Audit – Auditing financial statements for listed and unlisted companies.
  • Financial Accounting Advisory Services (FAAS) – IFRS/Ind AS advisory, reporting, and accounting change support.
  • Forensic & Integrity Services – Fraud investigation, dispute resolution, and compliance reviews.
  • Climate Change & Sustainability Services (CCaSS) – ESG reporting and assurance.

Consulting

What it is – Advises clients on business transformation, technology, and risk. In India, career opportunities span:

  • Business Consulting – Strategy, operations, and supply chain transformation.
  • Technology Consulting – ERP, cloud, data analytics, and cybersecurity.
  • Risk Consulting – Enterprise risk, internal audit, and regulatory compliance.
  • People Advisory Services – Workforce strategy, change management, and HR transformation.

Strategy and Transactions (SaT)

What it is – End‑to‑end deal advisory and capital strategy. India‑based roles cover:

  • M&A Advisory – Buy‑side and sell‑side deal advisory.
  • Transaction Diligence – Financial, tax, and operational due diligence.
  • Valuation, Modelling & Economics – Business valuations and financial modelling.
  • Restructuring – Turnaround and insolvency support.

Tax

What it is – Comprehensive tax and regulatory services. In India, career paths include:

  • Direct Tax – Corporate and international tax compliance and planning.
  • Indirect Tax – GST, customs, and trade advisory.
  • Transfer Pricing – Planning, documentation, and dispute resolution.
  • Tax Technology & Transformation – Automation and analytics for tax functions.


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