Credit Officer

Company Description

FinanceKaart is an AI-driven Neo-Bank and neutral marketplace offering instant, customized rate quotes on loans, credit cards, and other financial products. Established in 2018, FinanceKaart is committed to providing MSMEs and individuals with access, choice, and control over financial services. The company harnesses advanced technology to enable seamless, end-to-end paperless transactions, revolutionizing the way customers engage with financial services. FinanceKaart aims to simplify financial decision-making while delivering tailored solutions to meet diverse needs.

Location: Lucknow

Experience: Minimum 2 Years (DSA preferred)

Industry: BFSI / Financial Services

Job Responsibilities:

• Credit assessment of loan cases sourced through DSA channel
• Financial analysis of bank statements, ITRs, income proofs, and balance sheets
• Credit underwriting for secured & unsecured loan products
• Coordination with DSAs, sales teams, and lending partners
• Ensure adherence to lender credit policies and compliance norms
• Prepare credit notes, MIS, and maintain TAT

Key Requirements:

• Minimum 2 years experience in credit underwriting / loan processing
• Strong exposure to DSA vertical
• Good understanding of CIBIL, FOIR, LTV, eligibility calculations
• Proficient in MS Excel
• Strong analytical and communication skills

Preferred Background:

• Experience with Banks / NBFCs / Fintech / DSAs
• Knowledge of Home Loan, LAP, Business Loan, Personal Loan products
• Salary: As per industry standards (Best in class for right candidate)

• Regards,
• HR Team
• FinanceKaart

E: [HIDDEN TEXT]

M: 8840132638