Credit Manager-Commercial Vehicle

Job Requirements

Role/ Job Title: Credit Manager-Commercial Vehicle

Function/ Department: Retail Underwriting

Job Purpose:

The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.

Roles & Responsibilities:

• Responsible for underwriting CV &CE proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes.
• Conduct personal discussion with customers to establish credit worthiness.

• Portfolio Management.

• Drive co-operation with the Sales, technology, analytics, and risk teams to ensure smooth functioning of business.
• Partner with Policies team to ensure all decisions are taken within the prescribed framework.

Experience: 2-5 years of relevant work experience.