Area Credit Manager - Affordable Mortgage Loans

Department Icon BFSI (Credit & Risk)
Posted: 7 months ago
7-9 years
Varanasi, Uttar Pradesh
BFSI (Credit & Risk)
work from office
Full Time

Posted: 7 months ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

Job Requirements

  • Role/ Job Title : Area Credit Manager - Affordable Mortgage Loans
  • Business : Retail Underwriting - Affordable Mortgage Loans
  • Function/ Department: Credit - underwriting

Job Purpose

This role entails management and maintenance of the quality of the credit portfolio pertaining to affordable mortgage loans from origination to collections while ensuring alignment with Banks credit risk appetite and the overall credit strategy.

Roles & Responsibilities

1. Groom and mentor multiple Cluster teams

  • Maintaining Good portfolio quality
  • Collaboration with other stake holders in achieving business book growth
  • Maintain Highest Standard of customer experience, Governance and compliance
  • Adapt and promote Digital solutions. Find out ways to automate routine activities.

Secondary Responsibilities

1. Vendor Management

  • Collaborate with different stakeholders.

Managerial & Leadership Responsibilities

1. Mentor other credit managers and guide towards overall organisation goal and objectives.

Qualifications

Post Graduate Degree - Graduate / Post Graduate / Professional qualification

Years Of Experience

7+ Years relevant experience

Skills

Credit RiskUnderwritingCredit Manager

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About Company

IDFC FIRST Bank, founded in 2018, is headquartered in Mumbai, Maharashtra, India and operates in Banking and Financial Services. It operates as banking under public ownership.

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