Credit Manager

Company Description

India Shelter Finance Corporation (ISFC) is an affordable housing company with a presence in 15 states across India, providing affordable housing and small ticket loans against property. We have been in operation for 12 years, primarily serving self-employed customers with informal income documentation. Our offerings include financing for new house purchases, home expansion, home building loans, and loans against property. We aim to make the dream of homeownership accessible for middle and lower-income segments through a hassle-free loan management process. Our head office is located in Gurugram, Haryana.

Role Description

This is a full-time on-site role for a Credit Manager, located in Chhatrapati Sambhajinagar. The Credit Manager will be responsible for evaluating loan applications, conducting credit assessments, and making lending decisions. They will analyze financial data, review loan documentation, assess risk, and ensure compliance with company policies and regulations. The role also involves interacting with customers, resolving queries, and maintaining records of loan transactions.

Qualifications

• Strong analytical, evaluation, and credit assessment skills
• Experience in reviewing loan documents and assessing risk
• Proficiency in financial analysis and data interpretation
• Excellent written and verbal communication skills
• Ability to work independently and manage customer queries effectively
• Knowledge of banking regulations and compliance
• Bachelors degree in Finance, Economics, Business, or related field
• Experience in affordable housing finance or similar industry is a plus